4815 Winter St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 4815 Winter St, Cincinnati, OH 45226

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,730 sqft · built 1915
Lot Size0.136 acres (5,924 sqft)
OwnerIndividual Name on Record
Tax Bill$3,843 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Aug 2018 Sale
Flood ZoneZone AE (high risk)
APN018-0002-0017-00

Property Details

APN / Parcel Number

Primary APN018-0002-0017-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,730 sqft Living Area
Gross Area2,595 sqft
1st Floor Area865 sqft
2nd Floor Area865 sqft
Basement Area865 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,924 sqft (0.136 acres)
Lot Dimensions108 ft deep x 158 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4815 WINTER ST
CityCINCINNATI
StateOH
Zip45226-2324
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeSF4
Legal DescriptionWINTER ST 50 X 108 IRR PTS LOTS 1-2 LINWOOD LANDCO 1ST SUB PARS 17-18 CONS
Legal SubdivisionLINWOOD LANDCO 1ST SUB
Legal Lot Number1-2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1016
Census Tract4703

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4815 WINTER ST, CINCINNATI, OH 45226-2324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
WRIGHTPATT CU INC
Aug 24, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 24, 2018
Transfer Doc0000075007
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4815 WINTER ST, CINCINNATI, OH 45226-2324
Document Number0000016541
Instrument DateFeb 1, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 WINTER ST CINCINNATI OH 45226, CINCINNATI, OH 45226

Mortgage

Document Number0000016541
DateFeb 19, 2020
Book Page014107/000211
Instrument16541
Lender
NameWRIGHTPATT CU INC
AddressBEAVERCREEK, OH 45434
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 18, 2045

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateAug 24, 2018
Property Address4815 WINTER ST, CINCINNATI, OH 45226-2324
Document Number0000075007
Book / Page013739 / 000995
Instrument DateAug 24, 2018
Instrument75007
Transaction TypeTransfer
Record UpdatedOct 8, 2018

Transaction

AmountAmount Recorded
Tax$81.30
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4815 WINTER ST CINCINNATI OH 452262324, CINCINNATI, OH 45226-2324

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,843.00 (+0.13%)$59,665 (-) Land $13,388 Building $46,277$170,470 (-) Land $38,250 Building $132,220
2024$3,838.00 (-0.18%)$59,665 (-) Land $13,388 Building $46,277
2023$3,845.00 (+26.56%)$59,665 (+38.32%) Land $13,388 Building $46,277$170,470 (+38.32%) Land $38,250 Building $132,220
2022$3,038.00 Homeowner's exemption$43,134 Land $13,293 Building $29,841
2020$123,240 Land $37,980 Building $85,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims32 (2005–2025)
Most Recent ClaimMay 2025 · other causes
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims
  • Severe Storms And Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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