4815 Vermilion Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4815 Vermilion Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,013 sqft · built 1911
Lot Size	0.922 acres (40,183 sqft)
Owner	Individual Name on File
Tax Bill	$3,008 (2026)
Deeds & Mortgages	Nov 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2010-00930`

Property Details

APN / Parcel Number

Primary APN	`010-2010-00930`
Alternative APN	`896933`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,013 sqft Gross Area
1st Floor Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	40,183 sqft (0.922 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	240 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	896933
Street Address	4815 VERMILION RD
City	DULUTH
State	MN
Zip	55803-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:004 SERIAL #
Legal Subdivision	GREYSOLON FARMS FIRST DIVISION
Legal Block	4
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	100

Owner

4815 Vermilion Rd is owned and occupied by an individual who acquired it in October 2014.

Source: St. Louis County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4815 VERMILION RD, DULUTH, MN 55803-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CHOICE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2014
Deed Sale	Oct 7, 2014
Prior Sale	Mar 3, 2010 · Amount on File
Deed Document Number	2014949686
Prior Transfer Date	Sep 29, 2014
Prior Transfer Doc	000T949686
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4815 VERMILION RD, DULUTH, MN 55803-1440
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 VERMILION RD, DULUTH, MN 55803-1440

Mortgage

Document Number	0001096561
Date	Nov 25, 2025
Instrument	1096561

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4815 VERMILION RD, DULUTH, MN 55803-1440
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040638
Date	May 13, 2021
Instrument	1040638

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 4, 2020
Property Address	4815 VERMILION RD, DULUTH, MN 55803-1440
Document Number	00T1033164
Instrument Date	Oct 30, 2020
Instrument	T1033164
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6214 141ST AVE NE FOREST LAKE MN 550259692, FOREST LAKE, MN 55025-9692

Mortgage

Document Number	T1033167
Date	Dec 4, 2020
Instrument	T1033167

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4815 Vermilion Rd was $3,008 with a homeowner's exemption, up 5.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,008.00 (+5.84%) Homeowner's exemption
2025	$2,842.00 (+24.54%) Homeowner's exemption	$249,500 (+8.76%) Land $71,100 Building $178,400	$249,500 (+8.76%) Land $71,100 Building $178,400
2024	$2,282.00	$229,400 Land $64,100 Building $165,300	$229,400 Land $64,100 Building $165,300
2022		$155,100 Land $58,900 Building $96,200	$155,100 Land $58,900 Building $96,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4815 Vermilion Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4815 Vermilion Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Vermilion Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures