St. Johns County property record for 4815 Serena Cir, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,611 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $338,500 (2026) |
| Tax Bill | $3,362.00 (2025) |
| Primary APN | 094151-4815 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,611 sqft Living Area |
| 1st Floor | 1,611 sqft 1st Floor |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Street Address | 4815 SERENA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-7014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VISTA COVE CONDO (OR1311/382 & RESTATED DEC OR2224/454) (AMEND OR2342/1451 PH 21) UNIT 4815 OR4925/606 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | VISTA COVE PH 21 BLDG 48 |
| Legal Phase | 21 |
| Legal Lot Number | 4815 |
| Legal Unit | 4815 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 094151-4815
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Oct 18, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2026 · Amount on Record |
| Deed Sale | May 08, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2020 · Amount on Record |
| Deed Doc Number | 202639792 |
| Deed Book / Page | 6360 / 478 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Document Number | 0057640475 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 5764/475 |
| Instrument | 2023040621 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 08, 2026 |
| Property Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Document Number | 0063600478 |
| Book / Page | 6360 / 478 |
| Instrument Date | May 07, 2026 |
| Instrument | 2026.39792 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239,319.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Document Number | 0000039793, |
|---|---|
| Date | May 08, 2026 |
| Instrument | 2026..39793 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 17, 2020 |
| Property Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Document Number | 0049250606 |
| Book / Page | 4925 / 606 |
| Map Reference | MB 1311 PG 382 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2020030113 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4815 SERENA CIRCCLE ST, SAINT AUGUSTINE, FL 32084-7014 |
| Document Number | 49250608 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 4925/0608 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4815 SERENA CIR, SAINT AUGUSTINE, FL 32084-7014 |
| Document Number | 0044540900 |
| Book / Page | 004454 / 000900 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4815 SERENA CIR ST AUGUSTINE FL 320847014, ST AUGUSTINE, FL 32084-7014 |
| Document Number | 0044540900 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 004454/000900 |
| Instrument | 72914 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 26, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,632 (+2.7%) Building $213,632 | $305,000 (-) Building $305,000 | |
| 2025 | $3,362.00 (+8.28%) Homeowner's exemption | $208,016 (+2.9%) | $305,000 (-2.97%) |
| 2024 | $3,105.00 (+2.81%) Homeowner's exemption | $202,154 (+3%) | $314,340 (-) |
| 2023 | $3,020.00 (+3.6%) Homeowner's exemption | $196,266 (+3%) | $314,340 (+36.67%) |
| 2022 | $2,915.00 Homeowner's exemption | $190,550 | $230,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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