4815 Ryan Gulch Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 4815 Ryan Gulch Rd, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,071 sqft · built 1982
Lot Size	2.1 acres (91,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2021)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1320-13-020`

Property Details

APN / Parcel Number

Primary APN	`2097-1320-13-020`
Alternative APN	`602009`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,806 sqft
Terrain	Rolling
View / Lot	Average

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4815 RYAN GULCH RD, A-4815
City	SILVERTHORNE
State	CO
Zip	80498-5164
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-25
Legal Description	UNIT 4815 BLDG A SALT LICK CONDO
Legal Subdivision	SALT LICK CONDO
Legal Block	A
Legal Lot Number	4815
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	2
Census Block	2003
Census Tract	103

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2570 TABOR ST, LAKEWOOD, CO 80215-1166
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 22, 2020	Intrafamily Transfer, Transfer LAND TITLE GUARANTEE
Feb 6, 2019	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Jan 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jan 7, 2019 · Amount on Record
Deed Document Number	20211272541
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0001227952
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Oct 13, 2021
Property Address	4815 RYAN GULCH RD, SILVERTHORNE, CO 80498-5164
Document Number	1272541
Instrument Date	Oct 12, 2021
Instrument	1272541
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8611 BELLE MEADE DR, 8611, FORT MYERS, FL 33908-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2570 TABOR ST, LAKEWOOD, CO 80215-1166
Investor	Possibly a Property Investor

Mortgage

Document Number	1272542
Date	Oct 13, 2021
Instrument	1272542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	4815 RYAN GULCH RD, SILVERTHORNE, CO 80498-5164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1202863
Date	Jul 17, 2019
Instrument	1202863

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jun 22, 2020
Property Address	4815 RYAN GULCH RD, SILVERTHORNE, CO 80498-5164
Document Number	0001227952
Map Reference	DOC 271496
Instrument Date	Jun 12, 2020
Instrument	1227952
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8611 BELLE MEADE DR, FORT MYERS, FL 33908-6015

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Feb 6, 2019
Property Address	4815 RYAN GULCH RD, SILVERTHORNE, CO 80498-5164
Document Number	0001190715
Map Reference	DOC 285686
Instrument Date	Feb 1, 2019
Instrument	1190715
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8611 BELLE MEADE DR, FORT MYERS, FL 33908-6015

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jan 7, 2019
Property Address	4815 RYAN GULCH RD, SILVERTHORNE, CO 80498-5164
Document Number	0001188489
Map Reference	DOC 285686
Instrument Date	Jan 4, 2019
Instrument	1188489
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8611 BELLE MEADE DR, FORT MYERS, FL 33908-6015

Mortgage

Document Number	0001188490
Date	Jan 7, 2019
Instrument	1188490

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (-17.91%)	$37,420 (-15.49%) Building $37,420	$550,300 (-16.73%) Building $550,300
2024	$2,954.00 (+0.96%)	$44,280 (-)
2023	$2,926.00 (+39.07%)	$44,280 (+51.8%)	$660,900 (+57.47%) Building $660,900
2022	$2,104.00	$29,169	$419,700 Building $419,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2020–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Xfinity.

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