4815 Osprey Dr E, La Fayette, IN 47909 Property Records

Tippecanoe County property record for 4815 Osprey Dr E, La Fayette, IN 47909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,352 sqft · built 1996
Lot Size	0.302 acres (1 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2021)
Tax Bill	$2,621 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-11-18-451-024.000-030`

Property Details

APN / Parcel Number

Primary APN	`79-11-18-451-024.000-030`
Alternative APN	`144021050240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,352 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,676 sqft
Basement Area	1,676 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1 sqft (0.302 acres)
Lot Dimensions	180 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4815 OSPREY DR E
City	LAFAYETTE
State	IN
Zip	47909-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAINEYBROOK SD PH 1 LOT 24
Legal Subdivision	RAINEYBROOK SD
Legal Lot Number	24
Jurisdiction	TIPPECANOE IN
Township / Civil Division	WEA
Census Block Group	1
Census Block	1008
Census Tract	1601

Owner

Source: Tippecanoe County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4815 OSPREY DR E, LAFAYETTE, IN 47909-8171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage HUD
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Mar 16, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	202121015071
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	4815 OSPREY DR E, LAFAYETTE, IN 47909-8171
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023004013
Date	Apr 5, 2023
Instrument	202323004013

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Jun 30, 2021
Property Address	4815 OSPREY DR E, LAFAYETTE, IN 47909-8171
Document Number	0021015071
Map Reference	PC E SL 90
Instrument Date	Jun 25, 2021
Instrument	202121015071
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4815 OSPREY DR E, LAFAYETTE, IN 47909-8171

Mortgage

Document Number	0021015072
Date	Jun 30, 2021
Instrument	202121015072

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Mar 16, 2018
Property Address	4815 OSPREY DR E, LAFAYETTE, IN 47909-8171
Document Number	0000004911
Instrument Date	Mar 15, 2018
Instrument	4911
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4815 OSPREY DR E LAFAYETTE IN 479098171, LAFAYETTE, IN 47909-8171

Mortgage

Document Number	4912
Date	Mar 16, 2018
Instrument	4912

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Wea Township
Unified School District	Tippecanoe School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,900 (+7.44%) Land $70,000 Building $299,900	$369,900 (+7.44%) Land $70,000 Building $299,900
2024	$2,621.00 (+2.82%)
2023	$2,549.00 (+24.95%)	$344,300 (+23.49%) Land $70,000 Building $274,300	$344,300 (+23.49%) Land $70,000 Building $274,300
2022	$2,040.00	$278,800 Land $43,700 Building $235,100	$278,800 Land $43,700 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Tipmont REMC, Xfinity.

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