4815 Echo Bay Dr, Baytown, TX 77523 Property Records

Chambers County property record for 4815 Echo Bay Dr, Baytown, TX 77523

Property Summary

Property Type	Single Family Home
Details	2,671 sqft · built 2017
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$292,200 (May 2017)
Tax Bill	$5,998 (2026)
Deeds & Mortgages	Jun 2018 Loan Modification Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36420-00306-00900-000700`

Property Details

APN / Parcel Number

Primary APN	`36420-00306-00900-000700`
Alternative APN	`55863`

Interior

Building Area	2,671 sqft Living Area
1st Floor Area	1,719 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	6,011 sqft (0.138 acres)
Garage Area	543 sqft

Location & Zoning

Account Number	55863
Street Address	4815 ECHO BAY DR
City	BAYTOWN
State	TX
Zip	77523-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BK 9 LEGENDS BAY SEC 5
Legal Subdivision	LEGENDS BAY
Legal Block	9
Legal Lot Number	7
Jurisdiction	CHAMBERS TX
Township / Civil Division	MONT BELVIEU
Census Block Group	1
Census Block	1007
Census Tract	710201

Owner

Source: Chambers County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4815 ECHO BAY DR, BAYTOWN, TX 77523-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Loan Modification, Mortgage WELLS FARGO BK
Nov 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN
May 1, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	2017121574
Deed Book / Page	1734 / 77
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	0000121574
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMBERS TX
Property Address	4815 ECHO BAY DR, BAYTOWN, TX 77523-2203
Document Number	0000134471
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4815 ECHO BAY DR BAYTOWN TX 775232203, BAYTOWN, TX 77523-2203

Mortgage

Document Number	0000134471
Date	Aug 2, 2018
Instrument	134471

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate	4.25%

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMBERS TX
Recording Date	Nov 28, 2017
Property Address	4815 ECHO BAY DR, BAYTOWN, TX 77523-2203
Instrument Date	Oct 3, 2017
Instrument	127295
Transaction Type	Construction Loan
Record Updated	Nov 14, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4815 ECHO BAY DR BAYTOWN TX 775232203, BAYTOWN, TX 77523-2203

Mortgage

Document Number	0000127295
Date	Nov 28, 2017
Instrument	127295

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

May 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CHAMBERS TX
Recording Date	May 1, 2017
Property Address	4815 ECHO BAY DR, BAYTOWN, TX 77523-2203
Document Number	0000121574
Book / Page	1734 / 077
Map Reference	FILE109728
Instrument Date	Apr 27, 2017
Instrument	2017121574
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 ECHO BAY DR, BAYTOWN, TX 77523-2203

Mortgage

Document Number	0000121575
Date	May 1, 2017
Instrument	2017121575

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Chambers County
Unified School District	Barbers Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,998.00 (+466.38%) Homeowner's exemption	$384,300 (-) Land $43,550 Building $340,750	$384,300 (-) Land $43,550 Building $340,750
2025		$384,300 (+3.99%) Land $43,550 Building $340,750	$384,300 (+3.99%) Land $43,550 Building $340,750
2023	$1,059.00 (+0.47%) Homeowner's exemption	$369,570 Land $43,550 Building $326,020	$369,570 Land $43,550 Building $326,020
2021	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 324 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	324 in force
Nearby Flood Claims	58 (2003–2024)
Claims Outside the SFHA	58 of 58
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY UTILITY SERVICE private · serves 8,004 people · EPA ID TX0360005
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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