4815 E Lake Rd, Burt, NY 14028 Property Records

Niagara County and Wilson Town property record for 4815 E Lake Rd, Burt, NY 14028

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,504 sqft · built 1951
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2023)
Tax Bill	$7,683 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`294289 13.11-1-7`

Property Details

APN / Parcel Number

Primary APN	`294289 13.11-1-7`
Alternative APN	`42890130110001007000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,000 sqft (0.436 acres)
Lot Dimensions	380 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4815 E LAKE RD
City	BURT
State	NY
Zip	14028-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1001
Census Tract	24302

Owner

Source: Niagara County and Wilson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 MUIRWOODS LN, ROCHESTER, NY 14622-1790
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
May 2, 2017	Deed of Trust, Mortgage NIAGARAS CHOICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jun 16, 2011 · Amount on Record
Deed Document Number	202318111
Last Transfer Date	Aug 6, 2024
Transfer Doc	0000001508
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Nov 20, 2023
Property Address	4815 E LAKE RD, BURT, NY 14028-9760
Document Number	0000008111
Map Reference	MB 29 PG 2880
Instrument Date	Nov 15, 2023
Instrument	2023-18111
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4815 EAST LAKE ROAD, WILSON, NY 14172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MUIRWOODS LN, ROCHESTER, NY 14622-1790

Mortgage

Document Number	0000008112
Date	Nov 20, 2023
Instrument	2023-18112

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4815 E LAKE RD, BURT, NY 14028-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008949
Date	May 2, 2017
Instrument	2017-08949

Lender

Name	NIAGARAS CHOICE CU
Type	Credit Union
Address	NIAGARA FALLS, NY 14303

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2027

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,683.00 (+24.08%)
2025	$6,192.00	$166,200 (+20.35%) Land $22,700 Building $143,500	$369,300 (+44.43%) Land $50,440 Building $318,860
2023		$138,100 (-) Land $22,700 Building $115,400	$255,700 (+14.82%) Land $42,030 Building $213,670
2022		$138,100 Land $22,700 Building $115,400	$222,700 Land $36,606 Building $186,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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