4815 Doc Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4815 Doc Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,282 sqft Heated Area
Lot Size	10,062 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$360,000 (2025)
Tax Bill	$1,202.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`96093`
Alternative APNs	`062631006100010190` `062631257600010190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,282 sqft Heated Area
Gross Area	1,730 sqft Gross Area
1st Floor	1,282 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,062 sqft (0.23 acres)
Depth X Width	119 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	416 sqft Garage

Exterior Amenities

Pool Area	312 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	144 sqft Shed
Deck Area	640 sqft Deck
Porch	Open Porch
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	96093
Old Parcel Number	062631257600010190
Street Address	4815 DOC DR
City	SAINT CLOUD
State	FL
Zip	34771-4855
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHLEY OAKS PB 8 PG 44 LOT 19
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ASHLEY OAKS
Legal Tract	61
Legal Block	1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 96093

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4815 DOC DR, SAINT CLOUD, FL 34771-4855
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Dec 20, 2012 · Amount on Record
Deed Doc Number	2025072901
Deed Book / Page	6801 / 2896
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4815 DOC DR, SAINT CLOUD, FL 34771-4855
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 DOC DR, SAINT CLOUD, FL 34771-4855

Mortgage

Document Number	0061101363
Date	Dec 17, 2021
Book Page	6110/1363
Instrument	2021194936

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,202.00 (+8.29%) Homeowner's exemption	$110,033 (+5.99%)	$284,900 (+7.47%) Land $70,000 Building $214,900
2023	$1,110.00 (+5.01%) Homeowner's exemption	$103,818 (+3%)	$265,100 (+25.4%) Land $60,000 Building $205,100
2022	$1,057.00 Homeowner's exemption	$100,795	$211,400 Land $50,000 Building $161,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.