4815 Bear Creek Rd, Lodi, CA 95240 Property Records

San Joaquin County property record for 4815 Bear Creek Rd, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,281 sqft · built 1990
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2017)
Tax Bill	$7,239 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`061-090-440-000`

Property Details

APN / Parcel Number

Primary APN	`061-090-440-000`
Alternative APN	`061-090-44`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
1st Floor Area	2,281 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	43,996 sqft (1.01 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	061-090-44
Street Address	4815 BEAR CREEK RD
City	LODI
State	CA
Zip	95240-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL5
Legal Description	A J LARSONS LOT 3
Legal Subdivision	A J LARSON N SEC 30
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2002
Census Tract	4107

Owner

4815 Bear Creek Rd is owned and occupied by two individuals who bought it in February 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4815 BEAR CREEK RD, LODI, CA 95240-7221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Deed Document Number	201719096
Prior Transfer Date	Dec 17, 1998
Prior Transfer Doc	0000152519
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 15, 2017
Property Address	4815 BEAR CREEK RD, LODI, CA 95240-7221
Document Number	0000019096
Map Reference	MAP2 PG8
Instrument Date	Feb 9, 2017
Instrument	2017-019096
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4815 BEAR CREEK RD, LODI, CA 95240-7221

Mortgage

Document Number	0000019097
Date	Feb 15, 2017
Instrument	2017-019097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 15, 2017
Property Address	4815 BEAR CREEK RD, LODI, CA 95240-7221
Document Number	0000019095
Instrument Date	Jan 3, 2017
Instrument	19095
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 BEAR CREEK RD LODI CA 952407221, LODI, CA 95240-7221

Tax Assessment & Valuation

The 2026 property tax bill for 4815 Bear Creek Rd was $7,239, up 0.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,239.00 (+0.12%)
2025	$7,230.00	$637,189 Land $232,114 Building $405,075
2023	$6,964.00 (+2.2%)	$612,448 Land $223,101 Building $389,347	$739,080
2022	$6,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4815 Bear Creek Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4815 Bear Creek Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, T-Mobile, Verizon.

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