4815 Adams St, Gary, IN 46408 Property Records

Lake County property record for 4815 Adams St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1952
Lot Size0.117 acres (5,097 sqft)
OwnerIndividual Name on Record
Tax Bill$875 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-45-0177-0003

Property Details

APN / Parcel Number

Primary APN001-25-45-0177-0003
Alternative APNs
  • 45-08-33-282-003.000-004
  • 254501770003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area1,040 sqft

Exterior

Year BuiltBuilt 1952
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,097 sqft (0.117 acres)
Lot Dimensions127 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-45-0177-0003
Old Parcel Number254501770003
Street Address4815 ADAMS ST
CityGARY
StateIN
Zip46408-4528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJUNEDALE SUBDIV. L.3 BL.13
Legal SubdivisionJUNEDALE SUB
Legal Block13
Legal Lot Number3
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1001
Census Tract12500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4815 ADAMS ST, GARY, IN 46408-4528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2021
Deed SaleMar 15, 2021
Deed Document Number2021-022925
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMar 15, 2021
Property Address4815 ADAMS ST, GARY, IN 46408-4528
Document Number0000022925
Instrument DateMar 4, 2021
Instrument2021-022925
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4815 ADAMS ST, GARY, IN 46408-4528

Mortgage

Document Number0000022926
DateMar 15, 2021
Instrument2021-022926
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,200 (+57.96%) Land $10,000 Building $98,200$108,200 (+57.96%) Land $10,000 Building $98,200
2024$875.00 (+13.49%)
2023$68,500 (-0.44%) Land $9,000 Building $59,500$68,500 (-0.44%) Land $9,000 Building $59,500
2022$771.00 Homeowner's exemption$68,800 Land $6,000 Building $62,800$68,800 Land $6,000 Building $62,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Adams St

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