4815 97th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 4815 97th St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,274 sqft · built 1959
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$496,000 (Jul 2025)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031901-1-025`

Property Details

APN / Parcel Number

Primary APN	`031901-1-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,120 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4815 97TH ST E
City	TACOMA
State	WA
Zip	98446-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 01 TOWNSHIP 19 RANGE 03 QUARTER 12 : COM AT NW COR OF E 1/2 OF GOVT LOT 2 TH E 20 FT TH S 370 FT TH E 182.85 FT TO POB TH CONT E 82.85 FT TH N 134.15 FT TH W 82.54 FT TH S 134.25 FT TO POB INCL EASE
Legal Range	03
Legal Township	19
Legal Section	01
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2003
Census Tract	71100

Owner

4815 97th St E is owned and occupied by two individuals who bought it in July 2025.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4815 97TH ST E, TACOMA, WA 98446-5428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2024	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Mar 31, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 16, 2019	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	2025338
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0000000327
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 3, 2025
Property Address	4815 97TH ST E, TACOMA, WA 98446-5428
Document Number	0007030338
Instrument Date	Jun 30, 2025
Instrument	202507030338
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	WFG NATL TITLE CO OF WA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,936.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 97TH ST E, TACOMA, WA 98446-5428

Mortgage

Document Number	0007030339
Date	Jul 3, 2025
Instrument	202507030339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4815 97TH ST E, TACOMA, WA 98446-5428
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 97TH ST E, TACOMA, WA 98446-5428

Mortgage

Document Number	0003270075
Date	Mar 27, 2024
Instrument	202403270075

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4815 97TH ST E, TACOMA, WA 98446-5428
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120056
Date	Jul 12, 2021
Instrument	202107120056

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 31, 2020
Property Address	4815 97TH ST E, TACOMA, WA 98446-5428
Document Number	0003310110
Instrument Date	Mar 26, 2020
Instrument	202003310110
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$5,488.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 16, 2019
Property Address	4815 97TH ST E, TACOMA, WA 98446-5428
Document Number	1908160327
Instrument Date	Aug 12, 2019
Instrument	201908160327
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	RAINIER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4815 97TH ST E TACOMA WA 984465428, TACOMA, WA 98446-5428

Mortgage

Document Number	1908160328
Date	Aug 16, 2019
Instrument	201908160328

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4815 97th St E was $4,727, up 10.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,900 (-2.5%) Land $193,300 Building $204,600	$397,900 (-2.5%) Land $193,300 Building $204,600
2025	$4,727.00 (+10.7%)	$408,100 (+11.78%) Land $203,600 Building $204,500	$408,100 (+11.78%) Land $203,600 Building $204,500
2024	$4,270.00 (-3.5%)	$365,100 (-7.87%) Land $180,000 Building $185,100	$365,100 (-7.87%) Land $180,000 Building $185,100
2023	$4,425.00	$396,300 Land $207,100 Building $189,200	$396,300 Land $207,100 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4815 97th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4815 97th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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