48144 Virginia Ct, Macomb, MI 48044 Property Records

Macomb County property record for 48144 Virginia Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1983
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (Mar 1999)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-177-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-177-014`
Alternative APN	`0830177014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,420 sqft
Finished Basement	1,420 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	123 ft deep x 82 ft wide
Garage Area	381 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48144 VIRGINIA CT
City	MACOMB
State	MI
Zip	48044-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JEFFERSON MEADOWS SUB NO 1 LOT 44 LIBER: 76 PAGES: 21-22
Legal Subdivision	JEFFERSON MEADOWS SUB
Legal Lot Number	44
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2010
Census Tract	224300

Owner

48144 Virginia Ct is owned and occupied by two individuals who bought it in March 1999.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48144 VIRGINIA CT, MACOMB, MI 48044-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLG HOLDINGS INC
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 1999 · Amount on File
Deed Sale	Mar 13, 1999 · Amount on File
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48144 VIRGINIA CT, MACOMB, MI 48044-4905
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48144 VIRGINIA CT, MACOMB, MI 48044-4905

Mortgage

Document Number	2200103733
Date	Sep 1, 2022
Book Page	28791/699
Instrument	202200103733

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48144 VIRGINIA CT, MACOMB, MI 48044-4905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48144 VIRGINIA CT, MACOMB, MI 48044-4905

Mortgage

Document Number	0000117414
Date	Sep 29, 2020
Book Page	27031/581
Instrument	2117414

Lender

Name	BLG HOLDINGS INC
Type	Non-Lending Institution
Address	FLINT, MI 48532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48144 VIRGINIA CT, MACOMB, MI 48044-4905
Document Number	0000021491
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48144 VIRGINIA CT MACOMB MI 480444905, MACOMB, MI 48044-4905

Mortgage

Document Number	0000021491
Date	Feb 27, 2018
Book Page	025234/000237
Instrument	21491

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 48144 Virginia Ct was $2,467 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,600	$307,200
2025	$2,467.00
2023		$145,200	$290,400
2022	$2,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48144 Virginia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48144 Virginia Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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