San Diego County property record for 4814 Terracina St, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,176 sqft · built 1998 |
| Lot Size | 0.185 acres (8,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Jul 2016) |
| Tax Bill | $7,818 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-600-18-00 |
| Primary APN | 158-600-18-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,176 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,053 sqft (0.185 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4814 TERRACINA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-HD |
| Legal Description | LOT 18 TR 012797 |
| Legal Subdivision | MISSION SANTA FE |
| Legal Tract | 012797 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 19301 |
4814 Terracina St is owned and occupied by an individual who bought it in July 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4814 TERRACINA ST, OCEANSIDE, CA 92056-6558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2016 · Amount on File |
| Deed Sale | Jul 26, 2016 · Amount on File |
| Prior Sale | Jun 20, 1997 · Amount on File |
| Deed Document Number | 2016374985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4814 TERRACINA ST, OCEANSIDE, CA 92056-6558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4814 TERRACINA ST, OCEANSIDE, CA 92056-6558 |
| Document Number | 0000759027 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0759027 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4814 TERRACINA ST, OCEANSIDE, CA 92056-6558 |
| Document Number | 0000346832 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Title Company | TSI TITLE COMPANY, TSI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4814 TERRACINA ST OCEANSIDE CA 920566558, OCEANSIDE, CA 92056-6558 |
| Document Number | 0000346832 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 346832 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2047 |
The 2025 property tax bill for 4814 Terracina St was $7,818 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $698,431 (+2%) Land $232,576 Building $465,855 | |
| 2025 | $7,818.00 Homeowner's exemption | $684,737 Land $228,016 Building $456,721 |
| 2023 | $7,213.00 (+0.18%) Homeowner's exemption | $658,150 Land $219,163 Building $438,987 |
| 2022 | $7,200.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4814 Terracina St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4814 Terracina St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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