4814 Ridge Harbor Dr, Houston, TX 77053 Property Records

Fort Bend County property record for 4814 Ridge Harbor Dr, Houston, TX 77053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1997
Lot Size	0.195 acres (8,501 sqft)
Owner	Individual Name on Record
Tax Bill	$311 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R187624`

Property Details

APN / Parcel Number

Primary APN	`R187624`
Alternative APN	`3540-02-003-0010-907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,501 sqft (0.195 acres)
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R187624
Street Address	4814 RIDGE HARBOR DR
City	HOUSTON
State	TX
Zip	77053-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN VALLEY ESTATES SEC 2, BLOCK 3, LOT 1
Legal Subdivision	GREEN VALLEY ESTATES SEC 2
Legal Block	3
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	STAFFORD-MISSOURI CITY
Census Block Group	1
Census Block	1003
Census Tract	670102

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4814 RIDGE HARBOR DR, HOUSTON, TX 77053-5316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
May 8, 2020	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2003
Deed Sale	Oct 15, 2003
Deed Document Number	2004014649
Prior Transfer Date	Dec 15, 1997
Prior Transfer Doc	FBC9780474
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4814 RIDGE HARBOR DR, HOUSTON, TX 77053-5316
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4814 RIDGE HARBOR DR, HOUSTON, TX 77053-5316

Mortgage

Document Number	0000022426
Date	Mar 12, 2024
Instrument	2024022426

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4814 RIDGE HARBOR DR, HOUSTON, TX 77053-5316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101053
Date	Sep 5, 2019
Instrument	2019101053

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2029

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4814 RIDGE HARBOR DR, HOUSTON, TX 77053-5316
Document Number	0000054654
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4814 RIDGE HARBOR DR HOUSTON TX 770535316, HOUSTON, TX 77053-5316

Mortgage

Document Number	0000054654
Date	May 14, 2020
Instrument	54654

Lender

Name	MR COOPER
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Houston City
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$311.00 (+31.78%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$226,772 (+12.38%) Land $28,886 Building $197,886	$226,772 (-3.69%) Land $28,886 Building $197,886
2023	$236.00 (-61.69%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$201,795 Land $22,220 Building $213,241	$235,461 Land $22,220 Building $213,241
2018	$616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (1999–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2008 · Hurricane Ike
Claims by Event	Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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