4814 Pebble Bluff Ln, Katy, TX 77449 Property Records

Harris County property record for 4814 Pebble Bluff Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,094 sqft · built 2003
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,200 (Dec 2015)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-258-001-0026`

Property Details

APN / Parcel Number

Primary APN	`123-258-001-0026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	1,329 sqft
Game Room	Game Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,175 sqft (0.119 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1232580010026
Street Address	4814 PEBBLE BLUFF LN
City	KATY
State	TX
Zip	77449-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BLK 1 WINDSTONE COLONY SEC 5
Legal Subdivision	WINDSTONE COLONY SEC 5
Legal Block	1
Legal Lot Number	26
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	542104

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4814 PEBBLE BLUFF LN, KATY, TX 77449-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Apr 6, 2009 · Amount on Record
Deed Document Number	2015584688
Prior Transfer Date	Nov 4, 2008
Prior Transfer Doc	0000554869
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4814 PEBBLE BLUFF LN, KATY, TX 77449-7008
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4814 PEBBLE BLUFF LN, KATY, TX 77449-7008

Mortgage

Document Number	0000433855
Date	Nov 14, 2023
Instrument	2023-433855

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Feb 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4814 PEBBLE BLUFF LN, KATY, TX 77449-7008
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021353963
Date	Jun 24, 2021
Instrument	2021-353963

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,210 (+0.9%) Land $78,068 Building $199,142	$277,210 (+0.9%) Land $78,068 Building $199,142
2025	$4,452.00 (+164.06%) Homeowner's exemption	$274,748 (-4.02%) Land $78,068 Building $196,680	$274,748 (-4.02%) Land $78,068 Building $196,680
2024	$1,686.00 (+19.07%)
2023		$286,244 Land $78,068 Building $208,176	$286,244 Land $78,068 Building $208,176
2022	$1,416.00 (+16.07%)
2020	$1,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 284 serves 4,506 people · EPA ID TX1013114
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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