4814 Gregory St, McHenry, IL 60051 Property Records

McHenry County property record for 4814 Gregory St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	1,036 sqft · built 1965
Lot Size	0.274 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2022)
Tax Bill	$3,832 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-277-004`

Property Details

APN / Parcel Number

Primary APN	`10-07-277-004`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.274 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4814 GREGORY ST
City	MCHENRY
State	IL
Zip	60051-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0029283 LT 347 PISTAKEE HILLS UNIT 3 MEMO: SCHNUR, KENNETH E SR/ BUCCIERI, TERRI LYNN
Legal Subdivision	PISTAKEE HILLS
Legal Block	277
Legal Lot Number	347
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3015
Census Tract	870704

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4814 GREGORY ST, MCHENRY, IL 60051-7917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Nov 17, 1995 · Amount on Record
Deed Document Number	202229283
Prior Transfer Date	Aug 6, 2022
Prior Transfer Doc	0000029283
Record Updated	Oct 29, 2026

August 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 22, 2022
Property Address	4814 GREGORY ST, MCHENRY, IL 60051-7917
Document Number	0000029283
Map Reference	DOC361805 MB14 PG40
Instrument Date	Aug 6, 2022
Instrument	2022R0029283
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 WINDRIDGE DR, ROUND LAKE PARK, IL 60073-3477

Mortgage

Document Number	0000029284
Date	Aug 22, 2022
Instrument	2022R0029284

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,832.00	$75,290 (+49.9%) Land $6,324 Building $68,966	$225,870 (+49.9%) Land $18,972 Building $206,898
2022	Homeowner's exemption	$50,227 Land $14,628 Building $35,599	$150,681 Land $43,884 Building $106,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1979–2017)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20