Osceola County property record for 4813 Terra Sole Pl, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,318 sqft · built 2017 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Sep 2025) |
| Tax Bill | $4,664 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-31-0236-0001-0370 |
| Primary APN | 06-26-31-0236-0001-0370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,318 sqft Living Area |
| Gross Area | 3,996 sqft |
| 1st Floor Area | 2,112 sqft |
| Upper Floors Area | 1,206 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 258 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4813 TERRA SOLE PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRA VISTA PB 23 PG 15 LOT 37 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | TERRA VISTA |
| Legal Tract | 236 |
| Legal Block | 370 |
| Legal Lot Number | 37 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4813 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Dec 28, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Dec 28, 2017 · Amount on Record |
| Deed Document Number | 2025108747 |
| Deed Book / Page | 6842 / 2901 |
| Prior Transfer Date | Aug 19, 2025 |
| Prior Transfer Doc | 0068422898 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 2, 2025 |
| Property Address | 4813 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0068422901 |
| Book / Page | 6842 / 2901 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2025108747 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4016 NE 34TH AVE, OCALA, FL 34479-2297 |
| Name | Verified Name |
|---|---|
| Address | 4813 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0068422903 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 6842/2903 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 28, 2017 |
| Property Address | 4813 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0052602831 |
| Book / Page | 005260 / 002831 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 184721 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,578.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1938 SIR LANCELOT CIR ST CLOUD FL 347727062, ST CLOUD, FL 34772-7062 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,664.00 (+3.44%) | $303,489 (+2.9%) | $481,600 (+0.29%) Land $75,000 Building $406,600 |
| 2024 | $4,509.00 (+2.52%) Homeowner's exemption | $294,936 (+3%) | $480,200 (+5.31%) Land $75,000 Building $405,200 |
| 2023 | $4,398.00 Homeowner's exemption | $286,346 | $456,000 Land $60,000 Building $396,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
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