4813 Saum Rd, Monroe, MI 48161 Property Records

Monroe County property record for 4813 Saum Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-305-102-10`

Property Details

APN / Parcel Number

Primary APN	`13-305-102-10`

Exterior

Lot Area	47,045 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4813 SAUM RD
City	MONROE
State	MI
Zip	48161-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1047-946 P C 369 T6S R8E 1.08 AC COM AT SW COR OF PC 369 TH 285 FT N 24 DEG 07'E & 250.4 FT N 88 DEG 10'E TO A POB TH N 88
Legal Range	08E
Legal Township	06S
Legal Section	21
Legal Subdivision	TOWNSHIP RAISINVILLE
Jurisdiction	MONROE MI
Township / Civil Division	RAISINVILLE
Census Block Group	3
Census Block	3015
Census Tract	831000

Owner

4813 Saum Rd is owned and occupied by an individual who acquired it in November 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4813 SAUM RD, MONROE, MI 48161-9588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage MISSION LOANS LLC
Aug 6, 2020	Quit Claim Deed, Transfer · VA Mortgage VILLAGE CAP & INV LLC
Jan 26, 2018	Intrafamily Transfer, Transfer · VA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2017
Transfer Doc	0000001464
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4813 SAUM RD, MONROE, MI 48161-9588
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 SAUM RD, MONROE, MI 48161-9588

Mortgage

Document Number	0000000854
Date	Jan 15, 2026
Instrument	2026R00854

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 6, 2020
Property Address	4813 SAUM RD, MONROE, MI 48161-9588
Document Number	0000015733
Instrument Date	Jul 23, 2020
Instrument	15733
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 SAUM RD MONROE MI 481619588, MONROE, MI 48161-9588

Mortgage

Document Number	18871
Date	Aug 6, 2020
Instrument	18871

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 26, 2018
Property Address	4813 SAUM RD, MONROE, MI 48161-9588
Document Number	2018R01464
Instrument Date	Nov 3, 2017
Instrument	2018R01464
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 SAUM RD, MONROE, MI 48161-9588

Mortgage

Document Number	0000001465
Date	Jan 26, 2018
Instrument	2018R01465

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4813 Saum Rd was $2,925 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Raisinville Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,600 Land $208,600	$417,200 Land $417,200
2025	$2,925.00 Homeowner's exemption
2023	$2,275.00 Homeowner's exemption	$145,000	$290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4813 Saum Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4813 Saum Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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