4813 Sandcherry Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4813 Sandcherry Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jul 2023)
Tax Bill	$15,294 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-131-032`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-131-032`

Exterior

Lot Area	11,250 sqft (0.258 acres)

Location & Zoning

Street Address	4813 SANDCHERRY DR
City	CHAMPAIGN
State	IL
Zip	61822-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 THE TRAILS AT CHESTNUT GROVE SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	THE TRAILS AT CHESTNUT GROVE SUB PHASE 1
Legal Lot Number	162
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1003
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4813 SANDCHERRY DR, CHAMPAIGN, IL 61822-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Unknown BUSEY BANK
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	20238992
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 5, 2023
Property Address	4813 SANDCHERRY DR, CHAMPAIGN, IL 61822-3304
Document Number	0000008992
Map Reference	DOC 2005R17405
Instrument Date	Jun 23, 2023
Instrument	2023R08992
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4813 SANDCHERRY DR, CHAMPAIGN, IL 61822-3304

Mortgage

Document Number	0000008993
Date	Jul 5, 2023
Instrument	2023R08993

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Max Rate	10.6%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 5, 2021
Property Address	4813 SANDCHERRY DR, CHAMPAIGN, IL 61822-3304
Document Number	0000023830
Map Reference	DOC 2005R17405
Instrument Date	Sep 30, 2021
Instrument	2021R23830
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 SANDOHERTY DRIVE, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000023831
Date	Oct 5, 2021
Instrument	2021R23831

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	2.75%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 19, 2019
Property Address	4813 SANDCHERRY DR, CHAMPAIGN, IL 61822-3304
Document Number	0000021348
Map Reference	DOC 2005R17405
Instrument Date	Nov 13, 2019
Instrument	2019R21348
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4813 SANDCHERRY DR, CHAMPAIGN, IL 61822-3304

Mortgage

Document Number	0000021349
Date	Dec 19, 2019
Instrument	2019R21349

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,520 (+33.55%) Land $32,530 Building $170,990	$610,560 (+33.55%) Land $97,590 Building $512,970
2024	$15,294.00 (+13.62%)
2022	$13,461.00 Homeowner's exemption	$152,390 Land $24,350 Building $128,040	$457,170 Land $73,050 Building $384,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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