4813 Phoenix Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4813 Phoenix Dr, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,175 sqft · built 1987
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2007)
Tax Bill	$4,207 (2025)
Deeds & Mortgages	Apr 2013 Refinance Oct 2023 Line of Credit + 2 more
APN	`0153001000650`

Property Details

APN / Parcel Number

Primary APN	`0153001000650`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,175 sqft Living Area
1st Floor Area	1,858 sqft
Attic	Attic
Attic Area	462 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	Deck Area
Patio Area	346 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4813 PHOENIX DR
City	CHESAPEAKE
State	VA
Zip	23321-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	65 JOLLIFF WOODS SEC TWO-A
Legal Subdivision	JOLLIFF WOODS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2012
Census Tract	21507

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4813 PHOENIX DR, CHESAPEAKE, VA 23321-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2013	Deed of Trust, Mortgage · Stand-Alone Refinance CITYWORTH MORTGAGE LLC
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 23, 2019	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 5, 2007	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2007 · Amount on Record
Deed Sale	Apr 5, 2007 · Amount on Record
Prior Sale	Mar 15, 2004 · Amount on Record
Deed Book / Page	7021 / 725
Last Transfer Date	Jul 12, 2019
Transfer Doc	0000018487
Record Updated	Oct 29, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4813 PHOENIX DR, CHESAPEAKE, VA 23321-1332
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009050/159
Date	Apr 22, 2013
Book Page	9050/159

Lender

Name	CITYWORTH MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4813 PHOENIX DR, CHESAPEAKE, VA 23321-1332
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010699/712
Date	Oct 4, 2023
Book Page	10699/712
Instrument	230020973

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 26, 2038

Interest

Rate Type	Adjustable Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 23, 2019
Property Address	4813 PHOENIX DR, CHESAPEAKE, VA 23321-1332
Document Number	010035/280
Book / Page	10035 / 280
Instrument Date	Jul 12, 2019
Instrument	190018487
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4813 PHOENIX DR, CHESAPEAKE, VA 23321-1332

Mortgage

Document Number	010035/284
Date	Jul 23, 2019
Book Page	10035/284
Instrument	190018488

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

April 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 5, 2007
Property Address	4813 PHOENIX DR, CHESAPEAKE, VA 23321-1332
Document Number	007021/725
Book / Page	7021 / 725
Instrument Date	Mar 30, 2007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007021728
Date	Apr 5, 2007
Instrument	7021/728

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	007021/745
Date	Apr 5, 2007
Book Page	7021/745

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,700 (+6.29%) Land $170,000 Building $272,700	$442,700 (+6.29%) Land $170,000 Building $272,700
2025	$4,207.00 (+30.37%)	$416,500 (-2%) Land $165,000 Building $251,500	$416,500 (-2%) Land $165,000 Building $251,500
2023		$425,000 (+11%) Land $160,000 Building $265,000	$425,000 (+11%) Land $160,000 Building $265,000
2022		$382,900 Land $140,000 Building $242,900	$382,900 Land $140,000 Building $242,900
2019	$3,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2003–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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