4813 N Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4813 N Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1946
Lot Size	2.92 acres (127,369 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Mar 2019)
Tax Bill	$5,477 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-024-00-013-00`

Property Details

APN / Parcel Number

Primary APN	`17-024-00-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	3,535 sqft
1st Floor Area	625 sqft
Basement Area	1,015 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	127,369 sqft (2.92 acres)
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	7 Parking Spaces
Deck Area	160 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4813 N RIDGE RD E
City	GENEVA
State	OH
Zip	44041-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--15 & 18
Legal Subdivision	GENEVA SEC 01
Legal Lot Number	15,18
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	802

Owner

4813 N Ridge Rd E is owned by an individual who bought it in March 2019.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3197 S MYERS RD, GENEVA, OH 44041-8227
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage BANKERS GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Feb 11, 2014 · Amount on File
Deed Document Number	20192390
Deed Book / Page	679 / 104
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4813 N RIDGE RD E, GENEVA, OH 44041-1302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE AGENCY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012181
Date	Nov 28, 2018
Book Page	672/2326
Instrument	201800012181

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 15, 2019
Property Address	4813 N RIDGE RD E, GENEVA, OH 44041-1302
Document Number	0000002390
Book / Page	000679 / 000104
Instrument Date	Mar 13, 2019
Instrument	2390
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 MEDINA ROAD SITE 400 MEDINA OH 44256, MEDINA, OH 44256

Mortgage

Document Number	2391
Date	Mar 15, 2019
Book Page	000679/000107
Instrument	2391

Lender

Name	BANKERS GUARANTEE
Type	Funding / Finance Company
Address	MEDINA, OH 44256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4813 N Ridge Rd E was $5,477, up 78.5% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,477.00 (+78.52%)	$66,780 (-) Land $12,740 Building $54,040	$190,800 Land $36,400 Building $154,400
2024	$3,068.00 (-4.57%)	$66,780 (-) Land $12,740 Building $54,040
2023	$3,215.00 (+21.78%)	$66,780 (+33.99%) Land $12,740 Building $54,040	$190,800 Land $36,400 Building $154,400
2022	$2,640.00	$49,840 Land $9,800 Building $40,040
2020			$142,400 Land $28,000 Building $114,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4813 N Ridge Rd E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4813 N Ridge Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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