4813 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4813 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,869 sqft · built 2024
Owner	Individual Name on Record
Last Sale	$921,000 (May 2024)
Tax Bill	$25 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`706-68-51-95-300-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-51-95-300-000`
Alternative APNs	`330774001` `475550000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,869 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	176 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	475550000
Street Address	4813 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 11 L 005
Legal Subdivision	SUMMER LAKE
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1505 MARGRAVE DR, WAKE FOREST, NC 27587-8418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Dec 19, 2022	Warranty Deed, Transfer ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Deed Document Number	202412773
Deed Book / Page	14545 / 36
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 3, 2024
Property Address	4813 LAKE SUMMER LOOP, MOSELEY, VA 23120-2370
Document Number	0014545-36
Book / Page	14545 / 36
Instrument Date	Apr 17, 2024
Instrument	2024012773
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2024
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 MARGRAVE DR, WAKE FOREST, NC 27587-8418

Mortgage

Document Number	2024012774
Date	May 3, 2024
Instrument	2024012774

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 19, 2022
Property Address	4813 LAKE SUMMER LOOP, MOSELEY, VA 23120-2370
Document Number	014161-321
Book / Page	14161 / 321
Instrument Date	Feb 15, 2022
Instrument	2022050865
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 SYCAMORE SQ, MIDLOTHIAN, VA 23113-4255
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00 (-97.25%)	$833,800 (+2.72%) Land $125,000 Building $708,800	$833,800 (+2.72%) Land $125,000 Building $708,800
2025		$811,700 (+711.7%) Land $115,000 Building $696,700	$811,700 (+711.7%) Land $115,000 Building $696,700
2023	$910.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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