4813 E Lake Rd, Wilson, NY 14172 Property Records

Niagara County and Wilson Town property record for 4813 E Lake Rd, Wilson, NY 14172

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 800 sqft · built 1951
Owner	2 Company Names on Record
Last Sale	$365,000 (Sep 2026)
Tax Bill	$5,462 (2016)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`294289 13.11-1-6`

Property Details

APN / Parcel Number

Primary APN	`294289 13.11-1-6`
Alternative APN	`42890130110001006000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood
Lot Dimensions	378 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4813 E LAKE RD
City	WILSON
State	NY
Zip	14172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1001
Census Tract	24302

Owner

Source: Niagara County and Wilson Town records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4813 E LAKE RD, WILSON, NY 14172
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Affidavit of Death of Trustee, Transfer
Sep 18, 2026	Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Deed Document Number	202614426
Prior Transfer Date	Sep 11, 2026
Prior Transfer Doc	0000014425
Record Updated	Oct 29, 2026

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	NIAGARA NY
Recording Date	Sep 18, 2026
Property Address	4813 E LAKE RD, WILSON, NY 14172
Document Number	0000014425
Instrument Date	Sep 11, 2026
Instrument	202614425
Transaction Type	Transfer
Record Updated	Oct 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 18, 2026
Property Address	4813 E LAKE RD, WILSON, NY 14172
Document Number	0000014426
Instrument Date	Aug 3, 2026
Instrument	202614426
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 E LAKE RD, BURT, NY 14028-9760

Mortgage

Document Number	0000014427,
Date	Sep 18, 2026
Instrument	202614427

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,300 (-) Land $45,200 Building $90,100	$300,700 (+19.99%) Land $100,456 Building $200,244
2023		$135,300 Land $45,200 Building $90,100	$250,600 Land $83,719 Building $166,881
2016	$5,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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