4813 Dover Dr, Ames, IA 50014 Property Records

Story County property record for 4813 Dover Dr, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,455 sqft · built 1958
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,934 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-426-060`

Property Details

APN / Parcel Number

Primary APN	`09-06-426-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,455 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,444 sqft
Finished Basement	697 sqft
Unfinished Basement	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	158,994 sqft (3.65 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,170 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4813 DOVER DR
City	AMES
State	IA
Zip	50014-4586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	DAMON CATRON'S SD LOT:6C AMES
Legal Range	24W
Legal Township	83N
Legal Section	06
Legal Subdivision	DAMON CATRON'S SD
Legal Lot Number	6
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5006
Census Tract	600

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4813 DOVER DR, AMES, IA 50014-4586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER CREDIT UNION
Dec 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER CREDIT UNION
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4813 DOVER DR, AMES, IA 50014-4586
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003354
Date	Apr 14, 2017
Instrument	2017-00003354

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4813 DOVER DR, AMES, IA 50014-4586
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201912108
Date	Dec 17, 2019
Instrument	202019-12108

Lender

Name	PREMIER CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4813 DOVER DR, AMES, IA 50014-4586
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201912109
Date	Dec 17, 2019
Instrument	202019-12109

Lender

Name	PREMIER CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4813 DOVER DR, AMES, IA 50014-4586
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109963
Date	Aug 3, 2021
Instrument	2021-09963

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4813 DOVER DR, AMES, IA 50014-4586
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303779
Date	Jun 13, 2023
Instrument	2023-03779

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 31, 2028

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,934.00 (-2.34%) Homeowner's exemption	$643,600 (+49.99%) Land $268,200 Building $375,400	$643,600 (+27.24%) Land $268,200 Building $375,400
2024	$6,076.00 (+6.26%)
2023		$429,100 Land $29,700 Building $399,400	$505,800
2022	$5,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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