4813 45th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 4813 45th St, Lubbock, TX 79414

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,377 sqft · built 1959
Lot Size0.18 acres (7,849 sqft)
Owner2 Owner Names on Record
Tax Bill$1,292 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jan 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR78797

Property Details

APN / Parcel Number

Primary APNR78797

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,377 sqft Living Area

Exterior

Year BuiltBuilt 1959
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,849 sqft (0.18 acres)
Lot Dimensions126 ft deep x 62 ft wide
Garage Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4813 45TH ST
CityLUBBOCK
StateTX
Zip79414-3219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionKUYKENDALL HTS W37'OF L 247 & E25'OF 248
Legal SubdivisionKUYKENDALL HEIGHTS
Legal Lot Number2200
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group3
Census Block3000
Census Tract1806

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4813 45TH ST, LUBBOCK, TX 79414-3219
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Jan 12, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Apr 28, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Nov 9, 2018Loan Modification, Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2009
Deed SaleSep 8, 2009
Prior SaleSep 8, 2009
Deed Document Number2009032525
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4813 45TH ST, LUBBOCK, TX 79414-3219
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4813 45TH ST, LUBBOCK, TX 79414-3219

Mortgage

Document Number0000013250
DateApr 2, 2024
Instrument2024013250
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueApr 1, 2064

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4813 45TH ST, LUBBOCK, TX 79414-3219
Transaction TypeMortgage
Record UpdatedJan 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4813 45TH ST, LUBBOCK, TX 79414-3219

Mortgage

Document Number0000001516
DateJan 12, 2023
Instrument2023001516
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueNov 1, 2048

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4813 45TH ST, LUBBOCK, TX 79414-3219
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020716
DateApr 28, 2021
Instrument2021020716
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueNov 1, 2048

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4813 45TH ST, LUBBOCK, TX 79414-3219
Document Number0000046262
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4813 45TH ST LUBBOCK TX 794143219, LUBBOCK, TX 79414-3219

Mortgage

Document Number0000046262
DateDec 11, 2018
Instrument46262
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount Recorded
Term360 Months
DueDec 10, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,292.00 (-26.76%) Homeowner's exemption$141,686 (+4.36%) Land $23,000 Building $118,686$141,686 (+4.36%) Land $23,000 Building $118,686
2024$1,764.00 (+10.32%)
2023$1,599.00 (-26.04%) Homeowner's exemption$135,764 Land $10,230 Building $125,534$135,764 Land $10,230 Building $125,534
2022$2,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
T-Mobile
Fixed Wireless
100 / 20

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