4812 Windsor Ave, Lynchburg, VA 24502 Property Records

Lynchburg City property record for 4812 Windsor Ave, Lynchburg, VA 24502

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 922 sqft · built 1948
Lot Size0.245 acres (10,677 sqft)
OwnerIndividual Name on Record
Last Sale$169,900 (Nov 2025)
Tax Bill$1,240 (2026)
Deeds & MortgagesNov 2025 Sale & Mortgage
May 2020 Sale & Mortgage
APN055 03 014

Property Details

APN / Parcel Number

Primary APN055 03 014

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area922 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,677 sqft (0.245 acres)
Lot Dimensions198 ft deep x 55 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4812 WINDSOR AVE
CityLYNCHBURG
StateVA
Zip24502-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionCRADDOCK, BLK 5, LOT 14
Legal SubdivisionFORT HILL - WEST
Legal Block5
Legal Lot Number14
JurisdictionLYNCHBURG CITY VA
Township / Civil DivisionLYNCHBURG
Census Block Group2
Census Block2004
Census Tract1000

Owner

Source: Lynchburg City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4812 WINDSOR AVE, LYNCHBURG, VA 24502-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
May 1, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
ATLANTA BAY MORTGAGE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleMay 1, 2020 · Amount on Record
Deed Document Number20257533
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionLYNCHBURG CITY VA
Recording DateNov 21, 2025
Property Address4812 WINDSOR AVE, LYNCHBURG, VA 24502-1533
Document Number0250007533
Instrument DateNov 21, 2025
Instrument250007533
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyCHICAGO NATIONAL TITLE INSURANCE, CHICAGO NATIONAL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4812 WINDSOR AVE, LYNCHBURG, VA 24502-1533
InvestorPossibly a Property Investor

Mortgage

Document Number0250007534
DateNov 21, 2025
Instrument250007534
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

May 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionLYNCHBURG CITY VA
Recording DateMay 1, 2020
Property Address4812 WINDSOR AVE, LYNCHBURG, VA 24502-1533
Document Number0200002825
Instrument DateApr 30, 2020
Instrument200002825
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4812 WINDSOR AVE, LYNCHBURG, VA 24502-1533

Mortgage

Document Number0200002826
DateMay 1, 2020
Instrument200002826
Lender
NameATLANTA BAY MORTGAGE GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityLynchburg City
Unified School DistrictLynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,240.00 (+33.33%)$147,700 (-) Land $32,000 Building $115,700
2025$930.00 (-24.39%)$147,700 (+6.8%) Land $32,000 Building $115,700$147,700 (+6.8%) Land $32,000 Building $115,700
2023$1,230.00$138,300 Land $30,800 Building $107,500$138,300 Land $30,800 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LYNCHBURG
serves 80,995 people · EPA ID VA5680200
Water SourceSurface water
Last State InspectionJan 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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