4812 Willow St, El Dorado, CA 95623 Property Records

El Dorado County property record for 4812 Willow St, El Dorado, CA 95623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Jul 2011)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-191-009-000`

Property Details

APN / Parcel Number

Primary APN	`331-191-009-000`
Alternative APNs	`33119109100` `3311910910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	960 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4812 WILLOW ST
City	DIAMOND SPRINGS
State	CA
Zip	95619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 22 TOM ALLEN TR
Legal Subdivision	TOM ALLEN TR
Legal Lot Number	22
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1015
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4812 WILLOW ST, EL DORADO, CA 95623-4309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2011 · Amount on Record
Deed Sale	Jul 12, 2011 · Amount on Record
Prior Sale	Oct 30, 2002 · Amount on Record
Deed Document Number	201131940
Last Transfer Date	Jun 5, 2018
Transfer Doc	0000022331
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4812 WILLOW ST, EL DORADO, CA 95623-4309
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 WILLOW ST, EL DORADO, CA 95623-4309

Mortgage

Document Number	0000042423
Date	Jun 28, 2021
Instrument	2021-0042423

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4812 WILLOW ST, EL DORADO, CA 95623-4309
Document Number	0000011109
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 WILLOW ST EL DORADO CA 956234309, EL DORADO, CA 95623-4309

Mortgage

Document Number	0000011109
Date	Mar 10, 2020
Instrument	11109

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 11, 2018
Property Address	4812 WILLOW ST, EL DORADO, CA 95623-4309
Document Number	0000022331
Map Reference	MB A PG 58
Instrument Date	Jun 5, 2018
Instrument	2018-0022331
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4812 WILLOW ST, EL DORADO, CA 95623-4309

Mortgage

Document Number	0000022332
Date	Jun 11, 2018
Instrument	2018-0022332

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$161,411 (+2%) Land $51,239 Building $110,172
2025	$1,624.00 (+5.39%) Homeowner's exemption	$158,247 (+4.04%) Land $50,235 Building $108,012
2023	$1,541.00 (+0.52%) Homeowner's exemption	$152,104 Land $48,285 Building $103,819
2022	$1,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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