4812 Vander Ln, Monroe, NC 28110 Property Records

Union County property record for 4812 Vander Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,657 sqft · built 1992
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$431,000 (Apr 2024)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-165-126`

Property Details

APN / Parcel Number

Primary APN	`08-165-126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	196 sqft
Patio Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4812 VANDER LN
City	MONROE
State	NC
Zip	28110-9726
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#47 ASBURY DOWNS II OPCC892
Legal Subdivision	ASBURY DOWNS
Legal Lot Number	47
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1003
Census Tract	20206

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4812 VANDER LN, MONROE, NC 28110-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 17, 2019	Warranty Deed, Transfer · Conventional with PMI STATE EMPS FCU
Feb 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	20248186
Deed Book / Page	8885 / 547
Prior Transfer Date	Feb 9, 2019
Prior Transfer Doc	7311409
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2024
Property Address	4812 VANDER LN, MONROE, NC 28110-9726
Document Number	0008885547
Book / Page	8885 / 547
Map Reference	CAB C FILE 892
Instrument Date	Apr 11, 2024
Instrument	8186
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	NOLA TITLE COMPANY LLC, MAGNOLIA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$862.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 VANDER LN, MONROE, NC 28110-9726

Mortgage

Document Number	0000008187
Date	Apr 12, 2024
Instrument	8187

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4812 VANDER LN, MONROE, NC 28110-9726
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000887034
Date	Mar 18, 2024
Book Page	8870/34
Instrument	5789

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Aug 28, 2024

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4812 VANDER LN, MONROE, NC 28110-9726
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8190577
Date	Aug 2, 2021
Book Page	8190/577
Instrument	36195

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 17, 2019
Property Address	4812 VANDER LN, MONROE, NC 28110-9726
Document Number	737367
Book / Page	007373 / 000067
Instrument Date	May 17, 2019
Instrument	13361
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	AUGUST TITLE COMPANY, AUGUST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4812 VANDER LN MONROE NC 281109726, MONROE, NC 28110-9726

Mortgage

Document Number	737369
Date	May 17, 2019
Book Page	007373/000069
Instrument	13362

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Interest

Rate	4.37%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 11, 2019
Property Address	4812 VANDER LN, MONROE, NC 28110-9726
Document Number	7311409
Book / Page	007311 / 000409
Instrument Date	Feb 9, 2019
Instrument	3404
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3 STEGALL LN ASHEVILLE NC 288058211, ASHEVILLE, NC 28805-8211

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+29.89%)	$431,000 (+71.03%) Land $79,400 Building $351,600	$431,000 (+71.03%) Land $79,400 Building $351,600
2023	$1,686.00	$252,000 Land $40,400 Building $211,600	$252,000 Land $40,400 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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