4812 Rio de Luna, Hickory, NC 28601 Property Records

Caldwell County property record for 4812 Rio de Luna, Hickory, NC 28601

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.849 acres (36,974 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jul 2022)
Tax Bill	$68 (2026)
Deeds & Mortgages	Mar 2026 Construction Loan Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08120 1 57C`

Property Details

APN / Parcel Number

Primary APN	`08120 1 57C`
Alternative APNs	`166916` `175278`

Exterior

Lot Area	36,974 sqft (0.849 acres)
Lot Dimensions	278 ft deep x 133 ft wide

Location & Zoning

Account Number	175278
Street Address	4812 RIO DE LUNA
City	HICKORY
State	NC
Zip	28601-9360
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BK 2062 PG 823 YR 2022 ST 120.00
Legal Subdivision	CRYSTAL FALLS ESTATESPHASE 2
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2018
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9045 STYERS FERRY RD, CLEMMONS, NC 27012-9726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Jul 22, 2022	Warranty Deed, Transfer
Aug 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	202210074829
Deed Book / Page	2062 / 823
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4812 RIO DE LUNA, HICKORY, NC 28601-9360
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9045 STYERS FERRY RD, CLEMMONS, NC 27012-9726

Mortgage

Document Number	0021591931
Date	Mar 20, 2026
Book Page	2159/1931
Instrument	10116885

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	11911 FREEDOM DR STE 500, RESTON, VA 20190

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2027

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 22, 2022
Property Address	4812 RIO DE LUNA, HICKORY, NC 28601-9360
Document Number	0020620823
Book / Page	2062 / 823
Map Reference	MB 18 PG 46
Instrument Date	Jun 13, 2022
Instrument	10074829
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1928 NEW BEDFORD DR, 1928, SUN CITY CENTER, FL 33573-6127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 LITTLE RIVER DR, SPARTA, NC 28675-9747

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 28, 2019
Property Address	4812 RIO DE LUNA, HICKORY, NC 28601-9360
Document Number	0010036160
Book / Page	001970 / 000823
Instrument Date	Aug 26, 2019
Instrument	10036160
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	799 CULBERTSON AVE MYRTLE BEACH SC 295771211, MYRTLE BEACH, SC 29577-1211

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 13, 2019
Property Address	4812 RIO DE LUNA, HICKORY, NC 28601-9360
Document Number	0010033696
Book / Page	001964 / 002082
Instrument Date	Jun 13, 2019
Instrument	10033696
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 17TH AVE NE HICKORY NC 286011918, HICKORY, NC 28601-1918
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$68.00 (-4.23%)	$11,400 (-) Land $11,400
2025	$71.00 (-11.25%)	$11,400 (-) Land $11,400	$11,400 (-) Land $11,400
2023		$11,400 (-) Land $11,400	$11,400 (-) Land $11,400
2022	$80.00	$11,400 Land $11,400	$11,400 Land $11,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY- ADDISON LANE serves 152 people · EPA ID NC1014001
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Carolina West Wireless Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Skyline Telephone, Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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