Dare County property record for 4812 Ride Ln, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,020 sqft · built 1980 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,000 (Dec 2018) |
| Tax Bill | $3,322 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 987606276792 |
| Primary APN | 987606276792 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,020 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987606276792 |
|---|---|
| Street Address | 4812 RIDE LN |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 44 BLK: 34 SEC: A PL: 2 SL: 153 |
| Legal Subdivision | KITTY HAWK BEACH REV |
| Legal Block | 34 |
| Legal Lot Number | 44 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970102 |
4812 Ride Ln is owned by an individual who bought it in December 2018.
Source: Dare County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1024, KITTY HAWK, NC 27949-1024 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2018 | Warranty Deed, Transfer · FHA Mortgage TOWNE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on File |
| Deed Sale | Dec 14, 2018 · Amount on File |
| Deed Document Number | 2018700059679 |
| Deed Book / Page | 2274 / 687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 4812 RIDE LN, KITTY HAWK, NC 27949-3909 |
| Document Number | 0700160731 |
| Book / Page | 2856 / 85 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026700160731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4812 RIDE LN, KITTY HAWK, NC 27949-3909 |
| Document Number | 0700160731, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2856/85 |
| Instrument | 2026700160731 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4812 RIDE LN, KITTY HAWK, NC 27949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2550/385 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 2550/385 |
| Instrument | 700106549 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4812 RIDE LN, KITTY HAWK, NC 27949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2410/667 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 2410/667 |
| Instrument | 700083528 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4812 RIDE LN, KITTY HAWK, NC 27949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2333/845 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 2333/845 |
| Instrument | 700070653 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Dec 14, 2018 |
| Property Address | 4812 RIDE LN, KITTY HAWK, NC 27949 |
| Document Number | 2274/687 |
| Book / Page | 2274 / 687 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 700059679 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4812 RIDE LN, KITTY HAWK, NC 27949 |
| Document Number | 002274/689 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 2274/689 |
| Instrument | 700059680 |
| Name | TOWNE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 4812 Ride Ln was $3,322, up 2.8% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 (+2.75%) | $595,300 (-) Land $322,000 Building $273,300 | $595,300 Land $322,000 Building $273,300 |
| 2025 | $3,233.00 | $595,300 Land $322,000 Building $273,300 | |
| 2023 | $2,783.00 | $347,700 Land $168,000 Building $179,700 | |
| 2020 | $595,300 Land $322,000 Building $273,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4812 Ride Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 759 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 765 units insured incl. 6 condo units |
| Nearby Flood Claims | 1,869 (1980–2024) |
| Claims Outside the SFHA | 814 of 1,869 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4812 Ride Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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