4812 E Heritage Cir, Muncie, IN 47303 Property Records

Delaware County property record for 4812 E Heritage Cir, Muncie, IN 47303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,188 sqft · built 1998
Lot Size	0.05 acres (2,080 sqft)
Owner	Individual Name on Record
Last Sale	$166,915 (Apr 2024)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-12-476-007.066-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-12-476-007.066-003`
Alternative APN	`1112476007066`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,080 sqft (0.05 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11 12 476 007 066
Street Address	4812 E HERITAGE CIR
City	MUNCIE
State	IN
Zip	47303-2694
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAGE EAST TR 15 LOT 4812
Legal Subdivision	VILLAGE EAST CONDONIUMS
Legal Tract	15
Legal Lot Number	4812
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4008
Census Tract	2000

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4812 E HERITAGE CIR, MUNCIE, IN 47303-2694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 10, 2024	Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 10, 2024	Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	20245236
Last Transfer Date	Jun 13, 2024
Transfer Doc	2024R07860
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4812 E HERITAGE CIR, MUNCIE, IN 47303-2694
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R03680
Date	Mar 12, 2025
Instrument	2025R03680

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 10, 2024
Property Address	4812 E HERITAGE CIR, MUNCIE, IN 47303-2694
Document Number	2024R05236
Map Reference	PG149-153
Instrument Date	Apr 5, 2024
Instrument	2024R05236
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 E HERITAGE CIR, MUNCIE, IN 47303-2694

Mortgage

Document Number	2024R05237
Date	Apr 10, 2024
Instrument	2024R05237

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3.38%
Max Rate At Change	13.3%
Index	Other
Margin	3
Max Rate	13.3%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 10, 2024
Property Address	4812 E HERITAGE CIR, MUNCIE, IN 47303-2694
Document Number	2024R05236
Map Reference	PG149-153
Instrument Date	Apr 5, 2024
Instrument	2024R05236
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 E HERITAGE CIR, MUNCIE, IN 47303-2694

Mortgage

Document Number	2024R05237
Date	Apr 10, 2024
Instrument	2024R05237

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	13.3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (-0.7%)	$144,200 (+33.27%) Land $15,100 Building $129,100	$144,200 (+33.27%) Land $15,100 Building $129,100
2024	$1,289.00 (+9.52%)
2023	$1,177.00 (+42.49%)	$108,200 (+16.22%) Land $12,600 Building $95,600	$108,200 (+16.22%) Land $12,600 Building $95,600
2022	$826.00 (+108.06%)	$93,100 Land $12,600 Building $80,500	$93,100 Land $12,600 Building $80,500
2021	$397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on E Heritage Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures