Highlands County property record for 4812 Duffer Loop, Sebring, FL 33872 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,880 sqft Living Area |
| Lot Size | 27,962 sqft (0.642 acres) |
| Garage | Attached, 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,869.00 (2025) |
| Primary APN | C344802400003750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,480 sqft Gross Area |
| 1st Floor | 1,880 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 27,962 sqft (0.642 acres) |
| Depth X Width | 198 ft x 138 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 2,800 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Pool Type | Pool, Enclosed Pool Type |
|---|---|
| Pool Area | 576 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Porch | Open Porch |
| Porch Area | 475 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4812 DUFFER LOOP |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1292 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 375 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 4 |
| Legal Lot Number | 375 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 4 |
| Census Block | 4027 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802400003750
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 16, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 16, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2026 |
| Transfer Doc | 0002299922 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 16, 2026 |
| Property Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Document Number | 0002299921 |
| Book / Page | 3174 / 556 |
| Map Reference | MB 14 PG 78 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2299921 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Name | Verified Name |
|---|---|
| Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 16, 2026 |
| Property Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Document Number | 0002299922 |
| Book / Page | 3174 / 558 |
| Map Reference | MB 14 PG 78 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2299922 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Name | Verified Name |
|---|---|
| Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4812 DUFFER LOOP, SEBRING, FL 33872-1292 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001979609 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 2744/435 |
| Instrument | 1979609 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,869.00 (+3.05%) Homeowner's exemption | $225,905 (+5.99%) | $330,742 (-4.05%) Land $55,000 Building $275,742 |
| 2024 | $2,784.00 (+2.17%) | ||
| 2023 | $2,725.00 (+1.41%) Homeowner's exemption | $213,144 (+3%) | $344,697 (+10.97%) Land $41,500 Building $303,197 |
| 2022 | $2,687.00 Homeowner's exemption | $206,936 | $310,618 Land $41,500 Building $269,118 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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