4812 Covenant Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4812 Covenant Cir, Pace, FL 32571 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,453 sqft · built 2015
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$148,600 (Aug 2015)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-29-0747-00D00-0040`

Property Details

APN / Parcel Number

Primary APN	`27-1N-29-0747-00D00-0040`
Alternative APN	`N29127074700D000040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	2,065 sqft
1st Floor Area	1,453 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4812 COVENANT CIR
City	PACE
State	FL
Zip	32571-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON WOODS LOT 4 BLK D AS DES IN OR 3452 PG 337
Legal Range	29W
Legal Township	1N
Legal Section	27
Legal Subdivision	COVINGTON WOODS
Legal Block	D
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4006
Census Tract	10704

Owner

Source: Santa Rosa County records · APN 27-1N-29-0747-00D00-0040

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4812 COVENANT CIR, MILTON, FL 32571-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FCU
May 16, 2022	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	201529601
Deed Book / Page	3452 / 337
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4812 COVENANT CIR, PACE, FL 32571-2543
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 COVENANT CIR, PACE, FL 32571-2543

Mortgage

Document Number	0046821803
Date	Nov 25, 2025
Book Page	4682/1803
Instrument	202555335

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4812 COVENANT CIR, PACE, FL 32571-2543
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 COVENANT CIR, MILTON, FL 32571-2543

Mortgage

Document Number	0043740637
Date	Mar 10, 2023
Book Page	4374/637
Instrument	202310036

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4812 COVENANT CIR, PACE, FL 32571-2543
Transaction Type	Mortgage
Record Updated	Jul 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 COVENANT CIR, PACE, FL 32571-2543

Mortgage

Document Number	0042840113
Date	May 16, 2022
Book Page	4284/113
Instrument	202229457

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 (+3.48%) Homeowner's exemption	$148,032 (+2.9%)	$208,747 (-2.59%) Land $35,000 Building $173,747
2024	$1,467.00 (+7.16%) Homeowner's exemption	$143,860 (+3%)	$214,292 (+0.76%) Land $35,000 Building $179,292
2023	$1,369.00 (+3.01%) Homeowner's exemption	$139,670 (+3%)	$212,680 (+7.55%) Land $35,000 Building $177,680
2022	$1,329.00 Homeowner's exemption	$135,602	$197,749 Land $25,000 Building $172,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	2,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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