4812 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 4812 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,910 sqft · built 2001
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Mar 2001)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-177-093B`

Property Details

APN / Parcel Number

Primary APN	`04-177-093B`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4812 AUSTIN RD
City	MONROE
State	NC
Zip	28112-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8427-567
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1010
Census Tract	20902

Owner

4812 Austin Rd is owned and occupied by an individual who acquired it in December 2001.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4812 AUSTIN RD, MONROE, NC 28112-8269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2022	Intrafamily Transfer, Transfer
Jul 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2001 · Amount on File
Deed Sale	Mar 19, 2001 · Amount on File
Deed Document Number	200145077
Deed Book / Page	1522 / 436
Last Transfer Date	Dec 11, 2001
Transfer Doc	0000081439
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4812 AUSTIN RD, MONROE, NC 28112-8269
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 AUSTIN RD, MONROE, NC 28112-8269

Mortgage

Document Number	0008741265
Date	Jul 10, 2023
Book Page	8741/265
Instrument	16333

Lender

Name	COGENT BANK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4812 AUSTIN RD, MONROE, NC 28112-8269
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008436812
Date	Mar 28, 2022
Book Page	8436/812
Instrument	11393

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 16, 2022
Property Address	4812 AUSTIN RD, MONROE, NC 28112-8269
Document Number	0008427567
Book / Page	8427 / 567
Instrument Date	Mar 15, 2022
Instrument	9937
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 AUSTIN RD, MONROE, NC 28112-8269

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jul 21, 2017
Property Address	4812 AUSTIN RD, MONROE, NC 28112-8269
Book / Page	006978 / 000088
Instrument Date	Jul 18, 2017
Instrument	20871
Transaction Type	Construction Loan
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4812 AUSTIN RD MONROE NC 281128269, MONROE, NC 28112-8269

Mortgage

Document Number	697888
Date	Jul 21, 2017
Book Page	006978/000088
Instrument	20871

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 20, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 4812 Austin Rd was $2,066.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,400 (-) Land $46,500 Building $401,900	$448,400 (-) Land $46,500 Building $401,900
2025	$2,066.00	$448,400 Land $46,500 Building $401,900	$448,400 Land $46,500 Building $401,900
2023	$1,793.00	$288,800 Land $27,100 Building $261,700	$288,800 Land $27,100 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4812 Austin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4812 Austin Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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