4811 Tono Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4811 Tono Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 1960
Lot Size	0.224 acres (9,770 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2002)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Mar 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-0117-003-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0117-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	9,770 sqft (0.224 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4811 TONO WAY
City	CARMICHAEL
State	CA
Zip	95608-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CAMERON RANCH 02, LOT 112
Legal Subdivision	CAMERON RANCH 02
Legal Lot Number	112
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1010
Census Tract	7604

Owner

4811 Tono Way is owned and occupied by two individuals who bought it in March 2002.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4811 TONO WAY, CARMICHAEL, CA 95608-8038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2002 · Amount on File
Deed Sale	Mar 4, 2002 · Amount on File
Deed Book / Page	20020304 / 1057
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4811 TONO WAY, CARMICHAEL, CA 95608-8038
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 TONO WAY, CARMICHAEL, CA 95608-8038
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001378
Date	Mar 29, 2021
Instrument	202103291378

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4811 TONO WAY, CARMICHAEL, CA 95608-8038
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 TONO WAY, CARMICHAEL, CA 95608-8038

Mortgage

Document Number	3290000001378
Date	Mar 29, 2021
Book Page	20210329/1378

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4811 TONO WAY, CARMICHAEL, CA 95608-8038
Document Number	2101251659
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4811 TONO WAY CARMICHAEL CA 956088038, CARMICHAEL, CA 95608-8038

Mortgage

Document Number	2101251659
Date	Jan 25, 2021
Instrument	2101251659

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4811 Tono Way was $4,822 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,311 (+2%) Land $97,290 Building $323,021
2025	$4,822.00 (+0.98%) Homeowner's exemption	$412,071 Land $95,383 Building $316,688
2024	$4,775.00 (+2.64%)
2023	$4,652.00 (+0.56%) Homeowner's exemption	$396,072 Land $91,680 Building $304,392
2022	$4,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4811 Tono Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4811 Tono Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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