4811 Rays Cir SW, Dublin, OH 43016 Property Records

Franklin County property record for 4811 Rays Cir SW, Dublin, OH 43016

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,293 sqft · built 2005
Lot Size	0.055 acres (2,432 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (May 2022)
Tax Bill	$9,267 (2024)
Deeds & Mortgages	Oct 2022 Transfer May 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050-010504`

Property Details

APN / Parcel Number

Primary APN	`050-010504`
Alternative APN	`05001050400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	1,894 sqft
Basement Area	399 sqft
Finished Basement	399 sqft
Game Room	Game Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	2,432 sqft (0.055 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4811 RAYS CIR SW
City	DUBLIN
State	OH
Zip	43016-6067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT RAYS CROSSING CONDOMINIUM (4TH AMD) UNIT 4811
Legal Subdivision	VILLAS AT RAYS CROSSING 4TH AMD
Jurisdiction	FRANKLIN OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3017
Census Tract	6239

Owner

4811 Rays Cir SW, a condominium, is owner-occupied and held in a trust since September 2022.

Source: Franklin County records, as of February 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Intrafamily Transfer, Transfer
May 3, 2022	Warranty Deed, Transfer WORLD CLASS TITLE INC, WORLD CLASS TITLE
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 20, 2020	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Oct 7, 2020	Survivorship Deed, Transfer · Conventional Mortgage US BANK NA
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202267795
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000139733
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN OH
Recording Date	Oct 3, 2022
Property Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Document Number	0000139733
Map Reference	DOC 200307100211223
Instrument Date	Sep 26, 2022
Instrument	202210030139733
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	May 3, 2022
Property Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Document Number	0000067795
Map Reference	DOC 200307100211223
Instrument Date	Apr 27, 2022
Instrument	202205030067795
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	WORLD CLASS TITLE INC, WORLD CLASS TITLE

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	NORDIC TITLE BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041744
Date	Mar 29, 2017
Instrument	201703290041744

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039715
Date	Mar 20, 2020
Instrument	202003200039715

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Oct 7, 2020
Property Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Document Number	0000153262
Map Reference	MB 123 PG 55
Instrument Date	Sep 11, 2020
Instrument	202010070153262
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067

Mortgage

Document Number	0000153263
Date	Oct 7, 2020
Instrument	202010070153263

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jan 3, 2017
Property Address	4811 RAYS CIR SW, DUBLIN, OH 43016-6067
Document Number	0000000325
Map Reference	DOC200307100211223
Instrument Date	Dec 14, 2016
Instrument	201701030000325
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000000326
Date	Jan 3, 2017
Instrument	201701030000326

Lender

Name	UNION SAVING BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Washington Township
Municipality	Hilliard City
Unified School District	Hilliard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,360 (-) Land $21,350 Building $117,010	$395,300 Land $61,000 Building $334,300
2024	$9,267.00 (+22.81%) Homeowner's exemption	$138,360 (-) Land $21,350 Building $117,010
2023	$7,546.00 (+21.57%) Homeowner's exemption	$138,360 (+39.29%) Land $21,350 Building $117,010	$395,300 Land $61,000 Building $334,300
2022	$6,207.00 Homeowner's exemption	$99,330 Land $17,010 Building $82,320
2020			$283,800 Land $48,600 Building $235,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4811 Rays Cir SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4811 Rays Cir SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline.

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