4811 Cumberland Ave, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 4811 Cumberland Ave, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,050 sqft · built 1917
Lot Size	0.357 acres (15,563 sqft)
Owner	2 Company Names on Record
Last Sale	$863,500 (May 1990)
Tax Bill	$36,494 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00535851`

Property Details

APN / Parcel Number

Primary APN	`07-00535851`
Alternative APN	`00535851`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,050 sqft Living Area
1st Floor Area	2,646 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,563 sqft (0.357 acres)
Porch	Open Porch
Porch Area	210 sqft
Deck Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00535851
Street Address	4811 CUMBERLAND AVE
City	CHEVY CHASE
State	MD
Zip	20815-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SOMERSET HEIGHTS
Legal Subdivision	SOMERSET HEIGHTS
Legal Block	1
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	1
Census Block	1020
Census Tract	705502

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 1990 · Amount on Record
Deed Sale	May 24, 1990 · Amount on Record
Deed Book / Page	9329 / 396
Last Transfer Date	Feb 5, 2026
Transfer Doc	0701220154
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 10, 2026
Property Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455
Document Number	0701220154
Book / Page	70122 / 154
Map Reference	MB 1 PL 30
Instrument Date	Feb 5, 2026
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455

Mortgage

Document Number	0641140229
Date	Sep 24, 2021
Book Page	64114/229

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4811 CUMBERLAND AVE, CHEVY CHASE, MD 20815-5455
Document Number	0604740400
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 CUMBERLAND AVE CHEVY CHASE MD 208155455, CHEVY CHASE, MD 20815-5455

Mortgage

Document Number	0604740400
Date	Sep 9, 2020
Book Page	060474/000400

Lender

Name	EAGLE BK
Type	Bank
Address	NORTH BETHESDA, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 8, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Somerset Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,883,667 (+2.84%)	$2,963,300 (-) Land $1,132,300 Building $1,831,000
2025	$36,494.00 (+21.72%) Homeowner's exemption	$2,804,033 (+6.82%)	$2,963,300 (+8.77%) Land $1,132,300 Building $1,831,000
2023		$2,625,000	$2,724,400 Land $1,078,400 Building $1,646,000
2022	$29,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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