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4811 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4811 Cooke St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,326 sqft · built 1927
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$141,000 (Sep 2017)
Tax Bill$3,302 (2026)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-3030-00340

Property Details

APN / Parcel Number

Primary APN010-3030-00340
Alternative APN
  • 1037828

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,326 sqft Gross Area
1st Floor Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area280 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area84 sqft
Deck Area156 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1037828
Street Address4811 COOKE ST
CityDULUTH
StateMN
Zip55804-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0014 BLOCK:071 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block71
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2015
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-00340

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4811 COOKE ST, DULUTH, MN 55804-2461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC
Sep 13, 2017Grant Deed, Transfer · Conventional with PMI
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2017 · Amount on Record
Deed SaleSep 13, 2017 · Amount on Record
Prior SaleSep 14, 2012 · Amount on Record
Deed Document Number20171317475
Prior Transfer DateSep 05, 2012
Prior Transfer Doc0001195615
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4811 COOKE ST, DULUTH, MN 55804-2461
Document Number00A1399238
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4811 COOKE ST DULUTH MN 558042461, DULUTH, MN 55804-2461

Mortgage

Document Number00A1399238
DateDec 22, 2020
InstrumentA1399238
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateSep 13, 2017
Property Address4811 COOKE ST, DULUTH, MN 55804-2461
Document Number00A1317475
Instrument DateSep 08, 2017
InstrumentA1317475
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4811 COOKE ST DULUTH MN 558042461, DULUTH, MN 55804-2461

Mortgage

Document NumberA1317476
DateSep 13, 2017
InstrumentA1317476
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,302.00 (+7.28%) Homeowner's exemption
2025$3,078.00 (+14.34%) Homeowner's exemption$260,800 (+6.28%) Land $47,800 Building $213,000$260,800 (+6.28%) Land $47,800 Building $213,000
2024$2,692.00$245,400 (+29.64%) Land $46,100 Building $199,300$245,400 (+29.64%) Land $46,100 Building $199,300
2022$189,300 Land $35,500 Building $153,800$189,300 Land $35,500 Building $153,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
2 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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