Union County property record for 4811 Bigham Rd, Waxhaw, NC 28173
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,122 sqft · built 2004 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,343 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-066-015A |
| Primary APN | 05-066-015A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4811 BIGHAM RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #2 HAHN OPCH864 |
| Legal Tract | 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21015 |
Source: Union County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Jan 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK |
| Dec 11, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2019 |
| Deed Sale | Dec 11, 2019 |
| Prior Sale | Jun 16, 2004 · Amount on Record |
| Deed Document Number | 201938772 |
| Deed Book / Page | 7537 / 731 |
| Prior Transfer Date | Dec 6, 2019 |
| Prior Transfer Doc | 7537731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Document Number | 8167440 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 8167/440 |
| Instrument | 32868 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Document Number | 7945123 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 7945/123 |
| Instrument | 545 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Document Number | 0007537731 |
| Book / Page | 7537 / 731 |
| Map Reference | CAB H FILE 864 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 0038772 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4811 BIGHAM RD, WAXHAW, NC 28173-8217 |
| Document Number | 0000038773 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 0038773 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,343.00 (+9.19%) | $279,800 (+43.19%) Land $80,700 Building $199,100 | $279,800 (+43.19%) Land $80,700 Building $199,100 |
| 2023 | $1,230.00 | $195,400 Land $43,200 Building $152,200 | $195,400 Land $43,200 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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