4810 Rosette Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 4810 Rosette Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Aug 2026)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-000-176`

Property Details

APN / Parcel Number

Primary APN	`146-000-176`
Alternative APNs	`000000091307` `0000257688` `146 176`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	2,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000257688
Street Address	4810 ROSETTE CT
City	CUMMING
State	GA
Zip	30040-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	3-1 460 LT 10 PH 1 ROSE CREEK
Legal Subdivision	ROSE CREEK
Legal Phase	1
Legal Block	1
Legal Lot Number	10
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	1
Census Block	1000
Census Tract	130202

Owner

4810 Rosette Ct is owned and occupied by two individuals who bought it in August 2026.

Source: Forsyth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4810 ROSETTE CT, CUMMING, GA 30040-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Aug 28, 2008 · Amount on File
Deed Document Number	2026
Deed Book / Page	11944 / 272
Prior Transfer Date	Aug 22, 2008
Prior Transfer Doc	0052250383
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 27, 2026
Property Address	4810 ROSETTE CT, CUMMING, GA 30040-1825
Document Number	1194000272
Book / Page	11944 / 272
Instrument Date	Aug 20, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 ROSETTE CT, CUMMING, GA 30040-1825

Mortgage

Document Number	1194000273,
Date	Aug 27, 2026
Book Page	11944/273

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4810 ROSETTE CT, CUMMING, GA 30040-1825
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 ROSETTE CT, CUMMING, GA 30040-1825

Mortgage

Document Number	0102640000000408
Date	Jul 21, 2021
Book Page	0000010264/0000000408

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4810 Rosette Ct was $4,517 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,517.00	$221,576 Land $60,000 Building $161,576	$553,940 Land $150,000 Building $403,940
2023	$4,052.00 (+6.72%) Homeowner's exemption	$212,636 (+53.71%) Land $40,000 Building $172,636	$531,590 (+53.71%) Land $100,000 Building $431,590
2022	$3,797.00 Homeowner's exemption	$138,336 Land $24,000 Building $114,336	$345,840 Land $60,000 Building $285,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4810 Rosette Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4810 Rosette Ct is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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