Bell County property record for 4810 Owen Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 2001 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,699 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406360100 |
| Primary APN | 0406360100 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 2001 |
|---|---|
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 122 sqft |
| Patio Area | 156 sqft |
| Canopy | 140 sqft |
| Storage Building | 100 sqft |
| Account Number | 144823 |
|---|---|
| Street Address | 4810 OWEN LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-6613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN COVES TRACT 3, BLOCK 002, LOT 0006 |
| Legal Subdivision | SEVEN COVES TRACT 3 |
| Legal Tract | 3 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
4810 Owen Ln is owned and occupied by two individuals who acquired it in December 2000.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4810 OWEN LN, TEMPLE, TX 76502-6613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2000 |
| Deed Sale | Dec 5, 2000 |
| Deed Document Number | 0007814303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 21, 2026 |
| Property Address | 4810 OWEN LN, TEMPLE, TX 76502-6613 |
| Document Number | 0000042331 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202642331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Address | 4810 OWEN LN, TEMPLE, TX 76502-6613 |
| Document Number | 0000042331, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202642331 |
| Name | EXTRACO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,699.00 (-51.25%) Homeowner's exemption Senior Citizen's exemption | $474,814 Land $54,886 Building $419,928 | $474,814 Land $54,886 Building $419,928 |
| 2022 | $3,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4810 Owen Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4810 Owen Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOFFAT WSC serves 4,633 people · EPA ID TX0140028 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Altitude ISP, Nextlink, Spectrum, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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