4810 N 31st St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 4810 N 31st St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1955
Lot Size	0.238 acres (10,359 sqft)
Owner	Individual Name on File
Last Sale	$393,800 (Jan 2018)
Tax Bill	$3,875 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2024 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`163-12-029`

Property Details

APN / Parcel Number

Primary APN	`163-12-029`
Alternative APN	`163120291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,790 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,359 sqft (0.238 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4810 N 31ST ST
City	PHOENIX
State	AZ
Zip	85016-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BRENTWOOD ESTATES MCR 55/02
Legal Range	3E
Legal Township	2N
Legal Section	23
Legal Subdivision	BRENTWOOD ESTATES
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4003
Census Tract	108400

Owner

4810 N 31st St is owned and occupied by an individual who acquired it in December 2024.

Source: Maricopa County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 20, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 11, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2018	Warranty Deed, Transfer MAGNUS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on File
Deed Sale	Jan 10, 2018 · Amount on File
Prior Sale	May 21, 2004 · Amount on File
Deed Document Number	201824069
Last Transfer Date	Dec 12, 2024
Transfer Doc	0000132091
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015

Mortgage

Document Number	0000133344
Date	Mar 9, 2026
Instrument	20260133344

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015

Mortgage

Document Number	0000500164
Date	Sep 20, 2024
Instrument	20240500164

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 11, 2025
Property Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Document Number	0000132091
Map Reference	MB 55 PG 2
Instrument Date	Dec 12, 2024
Instrument	20250132091
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015

Mortgage

Document Number	0000132092
Date	Mar 11, 2025
Instrument	20250132092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AZ TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000371843
Date	May 21, 2019
Instrument	20190371843

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 16, 2018
Property Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Document Number	0000035135
Instrument Date	Jan 8, 2018
Instrument	35135
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 10323 PHOENIX AZ 850640323, PHOENIX, AZ 85064-0323

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 10, 2018
Property Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015
Document Number	0000024069
Map Reference	MB 55 PG 2
Instrument Date	Dec 14, 2017
Instrument	2018-0024069
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8633 CHAMPIONS DR, 8633, INDIANAPOLIS, IN 46256-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 N 31ST ST, PHOENIX, AZ 85016-5015

Tax Assessment & Valuation

The 2025 property tax bill for 4810 N 31st St was $3,875.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,980 (+115.93%)	$729,800 (+13.98%) Land $145,900 Building $583,900
2025	$3,875.00	$33,798 (-47.81%)	$640,300 (-1.13%) Land $128,000 Building $512,300
2024		$64,760	$647,600 Land $129,500 Building $518,100
2023	$3,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4810 N 31st St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 units insured incl. 2 condo units
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4810 N 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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