Forsyth County property record for 4810 Minnow Ln, Cumming, GA 30028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,132 sqft · built 2018 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Dec 2020) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2020 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-000-096 |
| Primary APN | 189-000-096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0000272544 |
|---|---|
| Street Address | 4810 MINNOW LN |
| City | CUMMING |
| State | GA |
| Zip | 30028-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES3 |
| Legal Description | 3-1 467 LT 115 PH 2A SETTENDOWN RESERVE |
| Legal Subdivision | SETTENDOWN RESERVE |
| Legal Phase | 2A |
| Legal Block | 2 |
| Legal Lot Number | 115 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | SILVER CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 130202 |
4810 Minnow Ln is owned and occupied by two individuals who bought it in December 2020.
Source: Forsyth County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Grant Deed, Transfer · Conventional Mortgage HOMEWITHLOAN.COM |
| Dec 8, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI PROSPERITY HM MTG |
| Apr 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 20, 2019 | Deed of Trust, Mortgage FBC MTG |
| Feb 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Feb 20, 2019 · Amount on File |
| Deed Document Number | 202012917 |
| Deed Book / Page | 9788 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Dec 8, 2020 |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0097880192 |
| Book / Page | 009788 / 000192 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Number | 97880196 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 009788/000196 |
| Name | HOMEWITHLOAN.COM |
|---|---|
| Address | THE COLONY, TX 75056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Dec 8, 2020 |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0097880189 |
| Book / Page | 009788 / 000189 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Dec 8, 2020 |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0097880220 |
| Book / Page | 009788 / 000220 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0095360282 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Number | 0095360282 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 009536/000282 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Apr 10, 2019 |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0088490356 |
| Book / Page | 008849 / 000356 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0088610710 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Number | 0088610710 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 008861/000710 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Feb 26, 2019 |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0088070259 |
| Book / Page | 008807 / 000259 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Feb 26, 2019 |
| Property Address | 4810 MINNOW LN, CUMMING, GA 30028-7100 |
| Document Number | 0088070222 |
| Book / Page | 008807 / 000222 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4810 MINNOW LN CUMMING GA 300287100, CUMMING, GA 30028-7100 |
| Document Number | 88070224 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 008807/000224 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Document Number | 88070238, |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 008807/000238 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2049 |
The 2025 property tax bill for 4810 Minnow Ln was $4,100, down 5.4% from the year before.
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 (-5.4%) | $167,208 Land $54,000 Building $113,208 | $418,020 Land $135,000 Building $283,020 |
| 2024 | $4,334.00 (+20.32%) | ||
| 2023 | $3,602.00 (+12.7%) | $146,360 (+37.5%) Land $38,000 Building $108,360 | $365,900 (+37.5%) Land $95,000 Building $270,900 |
| 2022 | $3,196.00 | $106,444 Land $30,000 Building $76,444 | $266,110 Land $75,000 Building $191,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4810 Minnow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4810 Minnow Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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