4810 Jeanette Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4810 Jeanette Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2021)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96108`

Property Details

APN / Parcel Number

Primary APN	`96108`
Alternative APNs	`062631006100010340` `062631257600010340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,439 sqft Heated Area
Gross Area	2,107 sqft
1st Floor Area	1,439 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	118 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	248 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96108
Old Parcel Number	062631257600010340
Street Address	4810 JEANETTE CT
City	SAINT CLOUD
State	FL
Zip	34771-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	ASHLEY OAKS PB 8 PG 44 LOT 34
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ASHLEY OAKS
Legal Tract	61
Legal Block	1
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4810 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE INC
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit PRIORITY CU
Feb 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Sep 20, 2004 · Amount on Record
Deed Document Number	2021016601
Deed Book / Page	5885 / 89
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4810 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 JEANETTE CT, SAINT CLOUD, FL 34771-4856

Mortgage

Document Number	0063972403
Date	May 1, 2023
Book Page	6397/2403
Instrument	2023052984

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4810 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062960935
Date	Oct 7, 2022
Book Page	6296/935
Instrument	2022149238

Lender

Name	PRIORITY CU
Type	Credit Union
Address	ORLANDO, FL 32856

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 4, 2021
Property Address	4810 JEANETTE CT, SAINT CLOUD, FL 34771-4856
Document Number	0058850089
Book / Page	5885 / 89
Map Reference	MB 8 PG 44
Instrument Date	Jan 27, 2021
Instrument	2021016601
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NOT AVAILABLE, AIT PARTNERS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 CHINA BERRY CIR, 764, DAVENPORT, FL 33837-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4810 JEANETTE CT, SAINT CLOUD, FL 34771-4856

Mortgage

Document Number	0000588591
Date	Feb 4, 2021
Instrument	5885/91

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,983.00 (+6.5%) Homeowner's exemption	$209,539 (+5.99%)	$302,300 (+6.82%) Land $70,000 Building $232,300
2023	$2,801.00 (+3.78%) Homeowner's exemption	$197,703 (+3%)	$283,000 (+26.68%) Land $60,000 Building $223,000
2022	$2,699.00 Homeowner's exemption	$191,945	$223,400 Land $50,000 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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