Sherburne County property record for 4810 15th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,408 sqft · built 1997 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,048 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-414-0215 |
| Primary APN | 25-414-0215 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,337 sqft |
| Finished Basement | 1,337 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 111,078 sqft (2.55 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 968 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4810 15TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 3, BLK 2 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 25 |
| Legal Subdivision | PRAIRIE WOODS ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30302 |
4810 15th Ave SE is owned and occupied by two individuals.
Source: Sherburne County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4810 15TH AVE SE, SAINT CLOUD, MN 56304-9544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Jul 8, 2019 | Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 4810 15TH AVE SE, SAINT CLOUD, MN 56304-9544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000897204 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 897204 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 8, 2019 |
| Property Address | 4810 15TH AVE SE, SAINT CLOUD, MN 56304-9544 |
| Document Number | 0000874686 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 874686 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4810 15TH AVE SE ST CLOUD MN 563049544, ST CLOUD, MN 56304-9544 |
| Document Number | 874687 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 874687 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2025 property tax bill for 4810 15th Ave SE was $5,048.
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $584,000 (-0.27%) Land $125,300 Building $458,700 | $584,000 (-0.27%) Land $125,300 Building $458,700 | |
| 2025 | $5,048.00 | $585,600 Land $123,100 Building $462,500 | $585,600 Land $123,100 Building $462,500 |
| 2023 | $4,522.00 | $570,200 Land $130,400 Building $439,800 | |
| 2021 | $570,200 Land $130,400 Building $439,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4810 15th Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4810 15th Ave SE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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