St. Johns County property record for 481 Wildwood Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,480 sqft · built 2008 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,826 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137110-0002 |
| Primary APN | 137110-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,480 sqft Living Area |
| Gross Area | 5,608 sqft |
| 1st Floor Area | 2,128 sqft |
| Basement Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 64,904 sqft (1.49 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 405 sqft |
| Patio Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 481 WILDWOOD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 1-B PT OF GLS 1 & 2 LYING E OF CARTER RD & PT OF W100FT OF SEC 38 ALL S OF WILDWOOD DR - PARCEL B OR1672/579 &2640/305 &3250/1755(Q/C) |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Phase | 38 |
| Legal Lot Number | 1-B |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21207 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 481 WILDWOOD DR, SAINT AUGUSTINE, FL 32086-5805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 13, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2017 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 19, 2009 |
| Transfer Doc | 0032501755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 481 WILDWOOD DR, SAINT AUGUSTINE, FL 32086-5805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 481 WILDWOOD DR, SAINT AUGUSTINE, FL 32086-5805 |
| Document Number | 0062750695 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 6275/695 |
| Instrument | 2025102402 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 26, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 481 WILDWOOD DR, SAINT AUGUSTINE, FL 32086-5805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 481 WILDWOOD DR, SAINT AUGUSTINE, FL 32086-5805 |
| Document Number | 0056781373 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 5678/1373 |
| Instrument | 2022111957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 481 WILDWOOD DR, SAINT AUGUSTINE, FL 32086-5805 |
| Document Number | 0043821401 |
| Book / Page | 004382 / 001401 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 WILDWOOD DR ST AUGUSTINE FL 320865805, ST AUGUSTINE, FL 32086-5805 |
| Document Number | 0043821401 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 004382/001401 |
| Instrument | 37993 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,258 (+0.52%) | $732,393 (-11.06%) Land $108,472 Building $623,921 | |
| 2025 | $4,826.00 (+12.31%) Homeowner's exemption | $372,325 (+16.92%) | $823,444 (+4.66%) Land $108,472 Building $714,972 |
| 2024 | $4,297.00 (+13.2%) | ||
| 2023 | $3,796.00 (+2.9%) Homeowner's exemption | $318,450 (+3%) | $786,784 (+13.77%) Land $108,472 Building $678,312 |
| 2022 | $3,689.00 Homeowner's exemption | $309,175 | $691,535 Land $108,472 Building $583,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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