481 Walding Rd, Opp, AL 36467 Property Records

Covington County property record for 481 Walding Rd, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,164 sqft · built 2010
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2023)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-09-32-4-001-018.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-09-32-4-001-018.000`
Alternative APNs	`11093240010180000` `1109324001018000` `23367360` `23423105`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	1,782 sqft
Upper Floors Area	764 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Deck Area	Deck Area
Utility Building	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23423105
Street Address	481 WALDING RD
City	OPP
State	AL
Zip	36467-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/9750 JSD 6/7/2023 BEG @ INT OF W R/W SAMUEL DR WITH N R/W WALDING RD SE4 OF SE4 SEC 32 T4N R18E TH SW-420' ALG N
Legal Range	18E
Legal Township	04N
Legal Section	32
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	1
Census Block	1023
Census Tract	962600

Owner

481 Walding Rd is owned and occupied by an individual who bought it in June 2023.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	481 WALDING RD, OPP, AL 36467-3107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · FHA Mortgage INB NATIONAL ASSOCIATION
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 17, 2018	Warranty Deed, Transfer · FHA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Book / Page	2023 / 9750
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	2008/15947
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jun 7, 2023
Property Address	481 WALDING RD, OPP, AL 36467-3107
Document Number	02023/9750
Book / Page	2023 / 9750
Instrument Date	Jun 6, 2023
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 WALDING RD, OPP, AL 36467-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	481 WALDING RD, OPP, AL 36467-3107

Mortgage

Document Number	0020239745
Date	Jun 7, 2023
Instrument	2023/9745

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	481 WALDING RD, OPP, AL 36467-3107
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2620
Date	Feb 3, 2022
Book Page	2022/2620

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Dec 17, 2018
Property Address	481 WALDING RD, OPP, AL 36467-3107
Document Number	2018/18384
Book / Page	2018 / 18384
Instrument Date	Dec 11, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 WALDING RD, OPP, AL 36467-3107

Mortgage

Document Number	0201818387
Date	Dec 17, 2018
Instrument	2018/18387

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 481 Walding Rd was $1,013 with exemptions applied, up 7.1% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 (+7.08%) Homeowner's exemption Senior Citizen's exemption	$65,828 (+121.2%) Land $5,940 Building $59,888	$329,140 (+10.64%) Land $29,700 Building $299,440
2024	$946.00 (-7.44%) Homeowner's exemption Senior Citizen's exemption	$29,760 (+13.64%) Land $2,980 Building $26,780	$297,480 (+13.59%) Land $29,700 Building $267,780
2023	$1,022.00 (+4.29%)	$26,188 (+4.23%) Land $2,600 Building $23,588	$261,880 (+4.23%) Land $26,000 Building $235,880
2022	$980.00	$25,124 Land $2,410 Building $22,714	$251,240 Land $24,100 Building $227,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Walding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Walding Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: BuzzBroadband.

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