481 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 481 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1890
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on File
Last Sale	$101,917 (Feb 2024)
Tax Bill	$839 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-23650-00`

Property Details

APN / Parcel Number

Primary APN	`021-23650-00`
Alternative APNs	`52-08-33-201-207.000-016` `00402083014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1971
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Terrain	High
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00402083014
Street Address	481 W 3RD ST
City	PERU
State	IN
Zip	46970-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-23650-00 BROWNELLS AD 25' E1/2 LOT 289 41 236 50000
Legal Subdivision	BROWNELLS ADDITION
Legal Lot Number	289
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3035
Census Tract	952300

Owner

481 W 3rd St is owned and occupied by an individual who bought it in February 2024.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	481 W 3RD ST, PERU, IN 46970-1864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING AND COMMUNITY DEVELOPMEN
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 10, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	2024520809
Prior Transfer Date	Nov 29, 2022
Prior Transfer Doc	20220525433
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	481 W 3RD ST, PERU, IN 46970-1864
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240520811
Date	Feb 27, 2024
Instrument	20240520811

Lender

Name	INDIANA HOUSING AND COMMUNITY DEVELOPMEN
Type	Non-Lending Institution
Address	481 W 3RD ST, PERU, IN 46970

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Feb 27, 2024
Property Address	481 W 3RD ST, PERU, IN 46970-1864
Document Number	20240520809
Instrument Date	Feb 26, 2024
Instrument	20240520809
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 W 3RD ST, PERU, IN 46970-1864

Mortgage

Document Number	20240520810
Date	Feb 27, 2024
Instrument	20240520810

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	20240520810
Date	Feb 27, 2024
Instrument	20240520810

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Dec 7, 2022
Property Address	481 W 3RD ST, PERU, IN 46970-1864
Document Number	20220525433
Instrument Date	Nov 29, 2022
Instrument	20220525433
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 W 3RD ST, PERU, IN 46970-1864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 W 3RD ST, PERU, IN 46970-1864

Mortgage

Document Number	20220525434
Date	Dec 7, 2022
Instrument	20220525434

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Mar 10, 2020
Property Address	481 W 3RD ST, PERU, IN 46970-1864
Document Number	20200521035
Instrument Date	Mar 6, 2020
Instrument	20200521035
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	20200521036
Date	Mar 10, 2020
Instrument	20200521036

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 481 W 3rd St was $839 with a homeowner's exemption, up 7.3% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (+7.29%) Homeowner's exemption	$89,900 Land $3,300 Building $86,600	$89,900 Land $3,300 Building $86,600
2024	$782.00 (+17.59%)
2023	$665.00 (+84.21%)	$72,200 Land $3,300 Building $68,900	$72,200 Land $3,300 Building $68,900
2022	$361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 481 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 481 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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