481 Travis Smith Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 481 Travis Smith Rd, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 4,084 sqft · built 1993
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2014)
Tax Bill	$5,261 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`141 104A`

Property Details

APN / Parcel Number

Primary APN	`141 104A`
Alternative APNs	`680554` `678363` `515597`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,084 sqft Heated Area
Gross Area	7,417 sqft
1st Floor Area	2,723 sqft
Upper Floors Area	1,012 sqft
Attic	Attic
Attic Area	1,012 sqft
Basement Area	2,400 sqft
Unfinished Basement	2,400 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	94,961 sqft (2.18 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	588 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Bath House	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	515597
Street Address	481 TRAVIS SMITH RD
City	CLARKESVILLE
State	GA
Zip	30523-2517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	13-138 PB 66-122 1320-680
Jurisdiction	HABERSHAM GA
Township / Civil Division	TURNERVILLE
Census Block Group	3
Census Block	3018
Census Tract	100

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2401, CLARKESVILLE, GA 30523-0041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Oct 28, 2025	Deed of Trust, Mortgage · Commercial Mortgage AGGEORGIA FARM CREDIT
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL
Jul 21, 2022	Warranty Deed, Transfer
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Dec 17, 2020	Warranty Deed, Transfer
Jul 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Prior Sale	Sep 14, 2010 · Amount on Record
Deed Document Number	20142956
Deed Book / Page	1072 / 164
Last Transfer Date	Jul 21, 2022
Transfer Doc	001320/680
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

Mortgage

Document Number	0000001247/0000000422
Date	Jan 20, 2021
Book Page	0000001247/0000000422

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

Mortgage

Document Number	0000001414/0000000671
Date	Oct 28, 2025
Book Page	0000001414/0000000671

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

Mortgage

Document Number	0000001333/0000000108
Date	Mar 24, 2023
Book Page	0000001333/0000000108

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 21, 2022
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Document Number	001320/680
Book / Page	1320 / 680
Instrument Date	Jul 21, 2022
Instrument	2022-002550
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

Mortgage

Document Number	0000001172/0000000232
Date	Aug 8, 2018
Book Page	0000001172/0000000232

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

Mortgage

Document Number	0000001198/0000000205
Date	Jul 30, 2019
Book Page	0000001198/0000000205

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 17, 2020
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Document Number	001247/421
Book / Page	1247 / 421
Instrument Date	Dec 17, 2020
Instrument	2021-000091
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 26, 2018
Property Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517
Document Number	001172/230
Book / Page	1172 / 230
Instrument Date	Jul 26, 2018
Instrument	2018-001425
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	481 TRAVIS SMITH RD, 481, CLARKESVILLE, GA 30523-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 TRAVIS SMITH RD, CLARKESVILLE, GA 30523-2517

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,261.00 (+20.53%) Homeowner's exemption	$232,686 (-2.69%) Land $21,355 Building $211,331	$581,714 (-2.69%) Land $53,387 Building $528,327
2025	$4,365.00 Homeowner's exemption	$239,128 (+30.44%) Land $19,958 Building $219,170	$597,820 (+30.44%) Land $49,894 Building $547,926
2023	Homeowner's exemption	$183,320 (+14.89%) Land $10,204 Building $173,116	$458,300 (+14.89%) Land $25,510 Building $432,790
2022	Homeowner's exemption	$159,564 Land $8,672 Building $150,892	$398,910 Land $21,680 Building $377,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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