481 Tram Trl, Dunlap, TN 37327 Property Records

Sequatchie County property record for 481 Tram Trl, Dunlap, TN 37327

Property Summary

Property Type	Rural Home
Details	2 ba · 1,104 sqft · built 2024
Lot Size	72.3 acres (3,149,388 sqft)
Owner	Individual Name on Record
Last Sale	$22,500 (Oct 2022)
Tax Bill	$205 (2023)
Deeds & Mortgages	Dec 2024 Transfer Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077040 01610`

Property Details

APN / Parcel Number

Primary APN	`077040 01610`
Alternative APNs	`077041 06100` `041 06100` `040 01610`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,149,388 sqft (72.3 acres)
Terrain	Mountain
Porch	Slab
Deck Area	32 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1288 FREDONIA RD
City	DUNLAP
State	TN
Zip	37327-6500
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	FLOOD
Legal Description	DISTRICT: 4
Legal Subdivision	HARMON RAY & DOROTHY
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2002
Census Tract	60103

Owner

Source: Sequatchie County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 TRAM TRL, DUNLAP, TN 37327-4004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Correction Deed
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 10, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20222990
Deed Book / Page	449 / 179
Last Transfer Date	Aug 5, 2024
Transfer Doc	0000003021
Record Updated	Sep 20, 2026

December 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 30, 2024
Property Address	481 TRAM TRL, DUNLAP, TN 37327-4004
Document Number	0000003603
Book / Page	473 / 459
Map Reference	MB D PG 236
Instrument Date	Dec 30, 2024
Instrument	24003603
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	TRAM TRL, DUNLAP, TN 37327
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000412
Date	Feb 13, 2024
Book Page	468/2324
Instrument	24000412

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 25, 2020
Property Address	FREDONIA MTN, DUNLAP, TN 37327
Document Number	0000001484
Book / Page	000400 / 000115
Instrument Date	Jun 25, 2020
Instrument	1484
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1561 DUNLAP TN 373271561, DUNLAP, TN 37327-1561

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Feb 10, 2020
Property Address	FREDONIA MTN, DUNLAP, TN 37327
Document Number	0000000356
Book / Page	000393 / 000849
Instrument Date	Jan 13, 2020
Instrument	356
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 NEAL RD DUNLAP TN 373274751, DUNLAP, TN 37327-4751

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,175 (+256.05%) Land $1,975 Building $28,200
2023	$205.00 (+184.72%)	$8,475 (+289.66%) Land $8,475	$219,800 (+2,426.44%) Land $107,000 Building $112,800
2022	$72.00	$2,175 Land $2,175	$8,700 Land $8,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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